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| MaryAnn | December 21, 2016 8:10:41 AM | I believe it's illegal to have two licenses from two different countries. You either live permanently in
one or another country unless you have dual citizenship; but even then, you can only have one
license. So, I imagine one would have to choose which country is your "permanent" address.
I also think you can only be in another country for a maximum of 6 months and then have to return,
unless you have a visa/working visa.
MPI cannot force you to change your license and/or address if you plan on returning to your country
at the 6 month period. Your original country would hold your license AND your insurance AND
permanent address; but you would want to make sure you have proper insurance coverage for out of
country.
I will say, that if something should happen (heaven forbid) while in Manitoba with another Manitoba
driver, it would be a nightmare! Although, depending on the country your from, you may be okay if
you can get a lawyer at no extra cost to you.
Be diligent when it comes to country, province, insurance, and driving! Know what you're up against
should something happen. |
| | T | December 20, 2016 9:44:08 PM | Yes MPI can restrict out of Province/Country licences if you've told them you
are going to be a permanent resident of the province.
It is getting to the point now that folks are insuring under private companies
in other Provinces so long as they can prove an addy that a close friend/
relative will support.
Then if the un-thinkable happens they're not stuck with this MPI crud, and go
on and get what is paid for!
MPI is the worst system ever . . . for anyone who thinks honesty is the best
then the wolves of MB MPI will eat em' whole ! |
| | Vinny | December 15, 2016 11:34:41 AM | Out-of-Country License!
MPI is destroying my license from another country that I submitted when I got
the Manitoba Driver License. They justification is that I can not hold two
licenses however the license from the other country can only be used for three
months here. What is the point of destroying it if I can't use here? So it
means you can not drive a car in different countries? That is strange in my
opinion.
Has anyone had this problem? Is this legal? |
| | Carlyn | December 14, 2016 7:07:02 AM | "They use bully tactics on business to not help your defence" (sic)
Absolutely! They do this with health care providers, independent consultants, etc.
Once in a while we find someone who is willing to stand up to them, but it's rare.
They control too many purse strings, and make things difficult for dissenters.
What can we do to stop systemic abuse FROM MPI, our only option for insurance
coverage?
As MaryAnne has said many times, we need to hold them accountable, and reverse
their tactics: Challenge them at every turn to prove their position; prove that
there was pre-existing damage; prove that injuries are not due to MVA; prove that
equipment is not needed, etc. Complain to people in a position of power. Be
factual, and try to rein in the emotions as much as possible. |
| | Ralph | December 13, 2016 12:15:00 AM | Brian
Experienced the same situation as you also. They use bully tactics on business to not help your
defence. What your dealing with is the mafia. You could go through small claims court on each
separate claim. If you have the police report that is proof , and also have the police testify on your
behalf.
MPI will try to manipulate the police on not testifying, so you need to out smart these $%!# s. Do
not give them any information what soever. Cuz they'll want to know who you have for witnesses.
Ralph |
| | Brian | December 11, 2016 3:28:09 PM | | I tried to go to human rights and was told I am the wrong ethnic background and
the wrong religion to have a claim.
Ombudsman advised that MPI did what they were supposed to so no help from them
either. I sure MPI didn't mention that the damage to exterior of my truck was
$15000 which they cut to $7000 not covering the front end as appears to be
existing damage even when I have proof and also deny the damage to the back of
the truck stating my ATV was never loaded even though the 3rd line of the
police report states they drove in steep ditch and loaded the ATV. Guess police
lie. Forces me to arbitration and gave me 5 days to respond by registered mail.
Asked two companies and neither was interested and told me MPI is over 90% of
there business and no one will give you fair representation. I was told my ATV
was worth $3750 even though 10 months prior I paid $9000.
So I get nothing but wrecked truck and ATV and zero insurance. Lawyer advised
would cost around $10,000 to take to court. Don't have that kind of money so I
am screwed. |
| | Human Rights Complaint | December 10, 2016 1:52:12 PM | File a Human Rights Complaint.
Services denied. |
| | Brian | December 7, 2016 5:20:30 PM | | Jacob
That's what I thought too. They never offered me anything to settle, all they
did was try and force me to arbitration after I wouldn't accept a partial fix.
My MLA sent me an email that MPI had closed my claims and was done with me.
They told him that I was advised of this and I knew nothing of it. Like your
house burns down and your insurance company who you have paid money too for
coverage says nope we are cancelling your claim and walk away. If so the
government would be all over this but because MPI is government they do nothing.
Had a meeting with Brandon sun today so hope my storey gets out there. |
| | jacob | December 6, 2016 7:54:00 PM | | brian how can your claim be closed unless you signed the proof of loss or had
vehicle and atv fixed? |
| | Carlyn | December 6, 2016 7:09:21 AM | Brian: It sounds like you've exhausted all possible options to me. Does your
lawyer of the MLA have any further ideas?
Amaya: What fee are you referring to? If the $170 monthly payment is your
insurance/vehicle registration, you can save some money by paying quarterly or
annually, since MPI charges an additional administration fee for each payment. MPI
says that the rates we pay are based on a number of factors, including our driving
record, the area we live/drive in, registration class (all purpose vs. pleasure)
and historical claims (injury and vehicle/property damage) for similar vehicles to
the one we drive. You may be able to lower your rate by changing one of those
factors: improving driving record, purchasing a different vehicle, moving to a
different location, or paying larger amounts less frequently. Unfortunately,
that's all the average person can do. |
| | Brian | December 4, 2016 1:18:48 PM | | On March 16th 2016 I had my truck and ATV stolen from my yard. MPI wanted to do
a partial fix and I refused and had lots of evidence to back it up, pictures,
receipts for work done ect. My MLA let me know, he is only one that cares, that
my claims where closed. Not paying nothing and that is it. How can they do
this, I pay my insurance and get nothing but grief from my company. I'm sure
the government would be all over a company if some ones house burnt down and
company refused to pay and just closed the file. Have been in contact with
ombudsman and hired a lawyer, he called to reopen file and was told NO.
How can MPI get away with this. Anybody got any ideas as to what I can do
please let me know. Thanks |
| | Amaya | December 3, 2016 7:50:24 PM | | hello goodevening, im paying $170 for this Autopac fee, it's too high its like paying for another
SUV, eating up a huge percentage of my salary! Can we do anything to at least lower this
exorbitant fee? Im really getting tired of this crap. |
| | MaryAnn | November 26, 2016 2:25:34 PM | Brian,
If you're going through a lawyer, make sure they request photos and report from MPI of the condition
of the vehicle and ATV???; exact condition when they put these in storage. You want precise dates
and very detailed photos from them. (I think that's what you were claiming)??
I've on many occasions, with regards to injuries, have requested information from them in proving
their standpoint. If you continue to request compensation for your stuff, you have to prove your
side...but, you also need to get information from them when they are trying to prove their side.
Hope that makes sense and helps. It has worked for me pretty much on every issue I've had with
them.
Just FYI to legal costs...my lawyer's rate was more than double that/hr. |
| | brian | November 26, 2016 10:52:03 AM | | Found out from my MLA that had been in contact with the minister responsible
for MPI that my only option was legal action as they had told me. The lying
starts at the top as I was told nothing, the last time, Oct 18,2016 my MLA was
told bt them that I was doing an appeal, again a lye that I knew nothing about.
What a bunch of bull $%!# So now I hire a lawyer at $190 hour to fight my
insurance company that I pay my premiums to. My $%!# was stolen from my yard, I
hope Karma bites these asholes hard. If you go to Brandon center and get Justin
Kaspick or Lindsay Lang as your adjuster demand someone else. They really
F@@ked me over. |
| | Mary Ann | November 10, 2016 12:44:03 PM | Carlyn,
Oh I agree completely. I wish I could form some kind of stress relief type thing in my daily routine, but
I'm so busy looking after my daughter's daily schedule. So many things just pop up that have to be
taken care of immediately.
No worries Carlyn! I certainly didn't mean anything by my statement directed at you. I totally
understand what you meant. I guess I was trying to explain that a claimant has to advocate from a
personal perspective and fight as a human being for their injuries, benefits, and losses. You are
correct, MPI doesn't recognize the injury or personal and humane aspect of life, abilities, and/or the
losses to such...we are just a number. Ralph is also correct on what MPI puts a person through in
having to advocate, battle, and make sure they keep our records and issues focused. They create
such havoc that it is Psychologically draining. That way of handling files and claims is clearly not
assisting healing and recovery; in fact, it actually slows it down and causes further forms of medical
health and welfare issues.
I love reading your posts Carlyn! Take care of you :)
Both, you and Ralph make excellent points here! |
| | Carlyn | November 10, 2016 8:49:01 AM | MaryAnne,
In my Nov 2 post, I had no intention of minimizing the personal experience
of claimants. I could have been more clear.
For MPI, it's just business, and claimants are a number, or a category.
For claimants and their caregivers, it's a very personal, emotional,
individual process.
No two people heal at exactly the same rate, even if their injuries and
circumstances are similar. Each needs individualized care and compassionate,
timely assistance, which MPI does not provide.
It's important that we (or our advocate) keep good records, challenge MPI
and their consultants when they're being unreasonable or spinning partial
truths, and push for the services and assistance that we individually need.
As you have. You have been an amazing advocate for your daughter. I wish I
had had someone to fight for me like you've fought for her.
On my own recovery journey, I've learned that stress management,
mindfulness, and relaxation techniques are beneficial adjunctive therapies.
Very difficult to practice when we're wound up about 'the process' of
dealing with MPI. Finding balance is challenging. |
| | Ralph | November 6, 2016 7:49:43 PM | Carolyn
If I hadn t retained a lawyer from day one which is over thirteen years ago, MPI would of screwed me
over severely. These political parties that brought no fault insurance in new the implications on what
It meant on screwing the people over. It was put in not to help and insure coverage, it was put in
place to screw you out on what your rightfully entitled to and that is full coverage of medical and
financial.
This is not democracy this is in direct violation of the Canadian charter of rights and freedom. This is
a direct violation of human rights of safety and judicial freedom. This policy is communism at its
highest form. |
| | MaryAnn | November 6, 2016 12:31:41 PM | Personally, I watched my daughter struggle to survive, while MPI impeded and purposely put barriers
into rehabilitation. They've lied and withheld information we had every right to. I had to keep on them
like flies on you know what.
It was an absolute disgrace. I haven't even met anyone through rehab and/or Brain Injury Assoc. that
spent 15+ months in hospital following an accident...3 months just in a coma/vegetative state. It was
a slow slow progress from a catastrophic traumatic brain injury. MPI did not recognize the facts to the
injuries. In fact, they did not recognize catastrophic injuries until 2009. That was 5 years post
accident.
Everything they've done, as per denying benefits, cutting benefits off, putting her at risk of further
injury, putting professionals in a position to follow MPI's Section 150 (which no professional can do
as they are obligated to their profession and College), MPI case manager's lack of endeavouring to
follow Section 150 in advising, informing, and assisting benefits and making sure benefits were
received, were completely neglected.
I've questioned every aspect to the professionalism, authority, and qualifications of everyone involved
in the file, including the Health consultants...whom never once met my daughter.
It took about 8 1/2 years of fighting, battling, questioning, with determination to answers, continuous
written documentation to all depts. within MPI, pointing out to the Health professionals that they have
an obligation to the claimant first and foremost regardless of their agreement with MPI. These
professionals are governed by a College in a particular field.
The claimant must hold each professional responsible and accountable to their profession! Like I
keep stating, MPI case managers do not have the authority or qualifications to deny treatment
recommended by a treating physician. We've never met with MPI's Health Care Services consultants
in person, so I'm assuming no one does. Am I right, or has anyone met with MPI's Health Care
Services consultants in person?? If not, then the opinions expressed by these professionals are
completely invalid, as was in my daughter's case! This is why I've referred to these as "blind
opinions" because they don't assess one in person and simply just can't know from documentation.
I've had reviews and/or reports come back as "I didn't mean for rehab to end", by the consultant. So,
the case manager doesn't know how to review the consultants' opinion in the first place. I even had a
review done that MPI sent to their Physiotherapist; yet was completely missing the cognitive aspect
to the brain injury...no report from the NeuroPsych. Nor, is a case manager qualified to make an
ultimate medical decision for needed treatment requested and recommended by a treating physician.
And don't forget, as a person ages, an accident can affect and/or bring out further complications
and/or situations down the road and into the future.
So, yes I took it all personally, as I should have...the struggles of survival, the battles to receiving
needed medical treatment to health and welfare and a quality of life and living for my daughter was
not business.
I will say, I have had no problems with MPI for the last 3 years. Knock on wood! And, since we are in
this forever, I can only hope that this change will continue for the rest of my daughter's life. |
| | Carlyn | November 6, 2016 8:28:07 AM | Ralph, Are you aware of any lawyers that would take on a class action suit
against the parties you listed? On contingency, or on a fee-basis?
Agreed: MPI's way of handling things inflicts significant psychological
stress to claimants, which can certainly affect recovery. They bully people
into submission, which should not be tolerated. The system is reasonably
fair to some, and highly unfair to others.
An acquaintance's family member was significantly injured as a motorcycle
driver (not their fault). MPI has so far given them the support they need to
get back home and continue recovery. It's always been much slower than
promised, and than ideal, though it has met this person's needs.
Another acquaintance is struggling to recover from MVA-related concussion.
MPIs consultant (amazingly) saw that this person was clearly doing their
best, and MPI has dropped all pressure to get back to work.
I personally experienced that they did not recognize the effects of
concussion, or multiple MVA. They pushed beyond reason, and when they didn't
like the answers my care providers (including some assigned by MPI) were
giving, they found someone else who would say that it was time to cut off
benefits. |
| | Ralph | November 4, 2016 1:20:44 AM | | A lot of people were affected psychologically they've had their privacy invaded by MPI they've had
their dignity destroyed by MPI they've had their finance invaded by MPI they've had their life ruined
by MPI if you want to stand up to them and make them pay what they have done and makeThe MLA
s and government of Manitoba that brought in this policy of no fault insurance and pay for what they
have inflicted on the victims of MPI well then you need to stand up and go up against these people
through a class-action lawsuit against the government of Manitoba and the MLA s and the
presidentof MPI and all the case managers that are involved that has overseen your cases and files
they need to be brought to justice and pay for what they have done so we need to take a class-
action lawsuit to stop this insanity and if you're willingto stand up and fight for this I am willing to
spearhead and organize this class-action lawsuit and for this to happen we need to retain A law firm
outside of Manitoba to which I am suggesting that we look towards Saskatchewan Alberta or BC for
such a law firm. So I would appreciate your thoughts and comments on this subject. Are you
people willing to stand up and fight or are you just wanting to procrastinate and vent your frustrations
on the website? |
| | Ralph | November 3, 2016 11:35:53 AM | | If anybody needs and occupational therapist I have one she is very articulate very good and she
does not like MPI I had to retain one several years ago in order to discredit MPI s decision. Also
retain a lawyer, Funk and Strell . They have fought for a lot of people over the years they have quite
a bit experience over 20 years going up against MPI. When they brought no-fault insurance in the
politicians knew what it was going to do to the people they knew on how it would affect the people
but they still went ahead and brought forth that policy |
| | Carlyn | November 2, 2016 8:44:30 AM | This time of year MPI starts putting more pressure on claimants, and
critically reviewing claims with the goal of terminating benefits for bodily
injury.
If you've been off work, and/or needing help at home for several months, and
there's nothing measurably wrong (broken bones, permanent injury,
quantifiable brain damage...) expect your claim to be reviewed critically.
If injuries are not clearly measurable, they will push to have your benefits
either decreased, or terminated.
They may send you to an "independent" rehabilitation program. Can MPI or
that program be sued? Not usually. It stinks to be the claimant in such a
one-sided relationship.
You can appeal MPI case manager decisions to Internal Review, and if you're
unhappy with their decision, you can appeal to AICAC. A few years ago,
mediation was brought in to speed resolution of claims that were pending at
AICAC. Proving that many claimants aren't happy with the way this system
works, and were fighting to the fullest extent of the law. Sadly, many more
decided to walk away, as it would cost too much to fight this system.
If you choose to fight their decisions, do your homework. Get medical
backing, and professional opinions. They don't give much weight to what
claimants have to say. They want medical opinions. If you don't have medical
documents on file, they will get their own experts to fill in the gaps, with
opinions that are often based on incomplete information.
Be prepared. Don't take it personally. To them, it's just business. |
| | Bobby | November 1, 2016 1:30:29 PM | | I want Mpi act dissolved as well as Mpi. Could our new qovernment do this |
| | FightingGreed | November 1, 2016 7:53:26 AM | The ONLY & best thing Manitobans CAN do is file A Human Rights complaint.
It is a systematic problem that affects every single Manitoban ( Deny, Discredit, claimants: personal
injury claims and deny car insurance claims )which they are now starting to realize how crooked and
corrupt MPI is. What other insurance company can you not sue? Manitoba public insurance is
protected by the Manitoba government. |
| | Lara | October 29, 2016 9:32:14 AM | | Hi everyone, Just wondering if anyone knows about Automotive Appeal
Commission?
Did anyone had try to go by them?
Does anyone had any luck on how to sue MPI?
I wish I could with all my heart.
Any ideas please, let me know.
Thanks |
| | MaryAnn | October 26, 2016 6:43:21 AM | | Allan, you can't sue MPI. It's even legislated. A lawyer will help with AICAC Appeals. If you scroll
down here, Ralph had mentioned a law firm that would help out with those. |
| | Allan | October 25, 2016 10:36:16 PM | | I am planing to sue MPIC Does anyone know a good lawyer that has experience winning
Against MPI ? |
| | Luke | October 16, 2016 9:29:21 AM | Hi there,
Wondering what the best steps are for preparing for a show-cause hearing? Recently got an
intent to suspend letter in the mail and will have to attend one.
1) What are the typical lengths of suspension, 3 distracted driving offences in 18 months - only
tickets I have ever had.
2) How best to prepare for the hearing? What to bring, what to say, etc.
Any help/experience is appreciated. |
| | Luke | October 16, 2016 12:24:54 AM | | My car was recently written off due to a serious accident to which the other party was 100% at fault.
It was a Chevy Cruze LT which I bought a year ago, and it only had around 3000km on it. Mpi
offered me $17 grand plus taxes for the car which would leave me $8 grand on the hook since the
remaining balance of my car loan is $25 grand. I was stupid enough to not buy the new car
replacement insurance and I have learned the lessons the hard way. Now I am wondering if I can
haggle with mpi and if so how? |
| | Brian | October 12, 2016 10:06:32 AM | | Got a letter saying they will no longer pay storage on my truck and atv and
they are continuing to half $%!# fix my stuff. They won't fix anything
mechanical. Truck is stuck in 4x4 airbag light is on brakes are steel on steel,
leaking oil and tranny fluid but none of this is caused by being stolen.
Really. Does anyone know how to file court paper to civil court. my value is
higher than small claims court. Just can't believe this. I was a victim when it
was stolen and still a victim with MPI. They will not respond to my questions I
want answered. What can I do. |
| | Brian | September 25, 2016 8:30:25 PM | | Thanks Maryann for the advise. I have just asked for the police reports as now
they aren't fixing the back of my truck as they say they didn't load my quad in
the back. even though they drove in a ditch took all my stuff out of the back,
took the blade off and used one of my straps. This is the way it is going. I
tried every resource I know even the ombudsman they are not interested. Now
they expect me to hire an arbitrator that relies on them to make a living. They
aren't going to bite the hand that feeds them. so frustrating. anyway thanks
for the help. Brian |
| | MaryAnn | September 25, 2016 8:02:57 PM | Brian,
I'm not exactly sure of all the circumstances, but I would be asking for written factual proof outlining
their conclusion (i.e videos that show you caused the damage and examples of exactly how you
treated your equipment and showing this); otherwise, it's just assumptions on their part.
Do you not have a police report of the theft? Do you have photos of your equipment when it was new,
and/or possibly recently (before it was stolen) showing their condition? A mop and bucket beside
your ATV is hearsay and is not proof or evidence that you scratched the paint.
Whatever they are asking from you to prove your side; ask the same of them...don't just defend
yourself, ask them for proof for their accusations. Have they provided you with an appraisal?
Just think if you had to deal with an injury claim, severe long-term claim forever. It's not easy. This
should be a simple cut and dried claim with a copy of the police report and an appraisal of the
condition and worth of the ATV and truck. |
| | Brian | September 25, 2016 11:10:41 AM | | Update My truck and ATV were stolen out of my yard over 6 months ago and then
I get a registered letter for arbitration and have to respond by registered
mail in 5 days with the people to act on my behalf with arbitration. Talk about
bullying tactics. I requested pictures and they sent me 87 pictures of my ATV
but not one of the headlight full of mud and water, broken headlight on handle
bars or the engine full of mud. They did claim all the scratches on my ATV was
a Polaris problem now it is from washing it as I sent a pic of it with bucket
and mop. This is how they twist things around to suit them. I have never seen
such dishonest and deceitful actions in all my life. The ironic part is I was a
autopac agent for 13 years and my mother in 1969 was one of the first agents to
sell autopac. Anybody know how I can deal with this. I have requested all
pictures as I know the tow truck driver sent them pics and a video of the
recovery. Would appreciate any input you could share, Thanks Brian |
| | Carlyn | September 15, 2016 7:15:39 AM | Jessie, have you opened a bodily injury claim with MPI related to that
collision? If not, you should do that as soon as possible. That BI coverage
includes some medical appointment/appliance funding for things not covered
by MB Health, and wage replacement if you meet certain criteria.
When you open that claim, talk to the person who handles your request about
what's covered and what's not. If you already have a claim open, talk to
your case manager, or to their general bodily injury line staff if you have
not yet been assigned a case manager.
Keep detailed notes, and get as much of the communication in writing as
possible, in case it gets complicated down the line. There's a lot of
inconsistency with the way MPI case managers handle different claims, though
a lot of their work is legislated. |
| | Jessie | September 11, 2016 10:30:40 PM | | I was a passenger in a T- bone
accident. I have gone to several
appointments, and have been told
my bicept muscle is split from
the bone. Is there anything I
can do to get some key and if
help. I just came off of E.I.
and can't work due to the pain.
Any info would help, as I have a
ton of appointment s coming and
even surgery is being discussed.
Thank for any help at all.. |
| | Wittsend | September 9, 2016 7:23:03 PM | Brian
The 1 piece of advice I can give is never talk to them on the phone. You will find how they twist your
words & will always be against you. Email or letters period. Crooked needs proof. And they "prey" on
all Manitoban's that don't record or have a paper trail.
It's been corrupt & greed riddled for years. Manitoban's believe they have the cheapest & best
insurance in Canada. It's ALL good until you need it. Then you find out it will cost you to defend
yourself after you've paid into an insurance for decades that is basically useless.
Call a lawyer for Legal Advice. You get a Free consult. They'll guide you but most won't go against
MPIC in court. No recourse for the public. |
| | Brian | September 9, 2016 6:20:44 PM | | Today MPI called and are forcing me to arbitration. Can they do this. They said
I have to pay for my own arbitrator. Anyone know anything about this. Thought I
lived in a free country. This is communism, being forced to do things and have
to pay for them. Please help me. Thanks |
| | Carlyn | August 31, 2016 11:52:30 AM | Brian, MPI should always provide you an appeal option with their decision
letter. If you haven't yet received either, hound them until they do. Sounds
like you've already spoken to a supervisor, which I wasn't allowed to do
until I paid a small fee to take a dispute over valuation of my vehicle to
meditation. My valuation (with proof) was then reviewed by the supervisor,
who agreed to pay that amount, and refund/cancel the fee paid to take the
dispute to mediation. This was several years ago. Perhaps some details have
changed.
One thing I do know: there is pretty much always an appeal option, even if
it's not to what we would consider a neutral third party, or a court.
Yes, MPI (behind the scenes) are all about limiting payouts, while selling
the general public and their governing bodies on the idea that they're
providing value for cost paid. It's not until we have a claim that's not
settled fairly that we generally realize how one-sided the coverage is, and
how limited our options are. Very sad, very frustrating for the "little
people" who need the protection of insurance.
It's time for change, and freedom of choice. |
| | T | August 24, 2016 7:32:12 PM | | The public is fooled by MPI!
Smiley says we pay competitively compared to non-publicly owned insurance, but
why is it then Manitobans who can afford it purchase additional coverage from
their home or life ins companies!?
Add that into the equation and Manitoba is in the most expensive!
I feel for the guys who have been gouged by MPI on a Truck or rec vehicle, but
the true hurt is for those who've had injuries that MPI's soul less henchmen
and goules set out to mess up live financially that have just been forever
changed by no fault of there own because they know they are weak at the time!
Manitobans need to stand up to the Prov Gov. Now the Tories are in and
supposedly are privatires, well Brian leave Hydro alone and sell off MPI!
Nah . . it's making way to much $$$ to do that huh! |
| | Brian | August 24, 2016 4:53:03 PM | | Thanks for the response wittsend. I thought about small claims court but only
goes to $10000. my truck is worth more than that.
I even had a MPI supervisor lie to me, what a bunch of crooks they are. I have
also been told they get kick backs if they save MPI money.
Would love to see private insurance back again in Manitoba because this system
in place now really sucks.
Paid insurance for 40 years and when I need it got nothing but hassle and
attitude from MPI.
Sent complaint to ombudsman see what happens. |
| | Wittsend | August 24, 2016 4:35:06 PM | Brian,
As more and more people realize. MPI sucks. Take em to Small Claims is all you can do. If you're
injured you can't even do that. Amazing how many people don't realize HOW MPI makes all the
rules. Govt in their pockets.
Option; private insurance
Referendum eventually when more people realize that MPI is corrupt.
Greed at the expense of all premiums payers in Manitoba. |
| | Brian | August 24, 2016 3:18:25 PM | | I had my truck and ATV stolen from my yard over 5 months ago and most of the
damage MPI says is pre existing. I have provided pictures as well as invoices
for work done and none of that matters. I sent letters to MLA, CEO for MPI and
the chairman for the directors of MPI and nothing. How can I fight them. Cant
afford a lawyer. I had a truck which I used to make a living, (pilot truck as I
own a pilot company). The truck was fueled and ready to go to Montana and the
ATV was in mint condition sitting in a heated shop and now I have a truck that
is deemed unsafe to drive and a wrecked ATV but the damage was not from being
stolen according to MPI. Anybody got any ideas. Tried the media but no response.
Thanks |
| | MaryAnn | August 18, 2016 4:41:22 PM | @ Martin,
Not sure who your brother is, but yes, I found way too many things out myself through endless
advocating for my daughter, who sustained catastrophic life-altering life-long injuries. She suffers a
severe brain injury. I worked hard at finding and using their lies against them and looking for the
loopholes in the legislation. There are many grey areas that can be used against them.
MPI cut her off when she was enduring pain and fighting for her life in a vegetative state. She required
medical and therapeutic equipment such as arm and hand splints, but couldn't get them. Her left side
and balance is compensated. She needs a walker or wheelchair to get around.
After 15 months in hospital she was able to be released under 24/7 care, which she continues to
need, due to her injuries. MPI denied her a requested computer, even though their attached
legislation stated that they assist with communicative devices and learning aides. I appealed and
requested that, if they continued to deny, then I require factual evidence proving that a computer will
not assist communication, re-learning, motor skills, and hand dexterity. It was then approved.
I'm not sure who the Minister of Justice/Attorney General is at the moment, but I wrote Swan and
spewed all sorts of activity that went on. I have a loaded file that can and will be used if needed. I
believe I've reached a point where they no longer fight with me on anything; however, I have been
completely open, never lost my temper with them, totally reasonable, and have nothing to hide from
them. At almost 12 years post accident now, over the last few years, I have had an easier time
dealing with them in the Long-Term dept. |
| | Martin | August 18, 2016 3:40:59 PM | | MPI injury claims looks for ways to not pay you rather than helping. They are arrogant, finely trained
liars who look for any loophole they can find in their "legal" system. they are trained to try not to give
out any unnecessary money. My brother worked for them and said the upper management is such a
bunch if liars and lining their own pockets with money that should be paid but they don't give a $%!# It
would be nice to see a CEO from MPI get in a head on collision and be justifiably beheaded. This is
a bull $%!# government created nightmare. What else is new. Manitoba government is out to screw
people around to get money to pay "garbage". Like my brother said... He left because he wanted to
be a real human being.... Not get brainwashed and have no life, like anyone who works for MPI
lacks. |
| | Marlene | July 18, 2016 1:00:55 PM | | Thank you so very much for your response...Everything you have stated, I did
not know. Again, thank you... the last while, my thoughts were not good and
kept thinking, where do I turn or do I give up forever. I have been through
the Claimant Advisor's office, and to say the least, its a laugh. The same
torture goes on with them...they put me in a room for a week to prepare for a
hearing and hundreds of pages that I was supposed review with the assistance of
my officer (guess that is what you call them), she spent literally no time with
me at all, but I incurred the cost and pain of being there.....with little to
no assistance to understand and prepare....at the end on a Friday afternoon,
with the Hearing to be the following Monday, after meeting with their MPI
Lawyer, offering me an amount for IRI, it was up to me to make the decision,
she intimidated me, suggesting strongly I was better off to take the offer,
cause at the Hearing, you either win or get nothing. ( not even sure if this
is true, in other words, there is no "in between") Then it was about 4ish in
the afternoon and she said "you have 10 minutes to make your decision and
walked out of the room". I knew then that there was no one defending me and
was so broken and beaten that I did not have the strength or mental capacity to
go on. So thankful for your response.... |
| | Ralph | July 17, 2016 3:22:54 PM | Hi Marlene
Human Rights are controlled by the minister in charge of MPI , so they will not go against
themselves . Highest in conflict of interest you can have.! I would suggest to contact a lawyer to
represent you. The service that the government provides to help you called the Claimaint Advisory
Office is a farce. The NDP Greg Selinger (pos) called them knowledgeable to which they are not
lawyers who specialize in the field . They set the people up for prolong and needless representation
from a (dummy office) to screw with your mind.
I suggest to call Ellory Strell from Funk and Strell. |
| | Marlene | July 16, 2016 8:08:29 AM | | I need help with MPI. Is there any Advocacy Group or something similar that
helps you to understand them and how to deal with them....their conversations
are only to catch you in wording they can use against you? Has anyone ever
turned to the Human Rights Commission and if so, did anything positive come of
it? I am too sick to fight them, its been 5 yrs. since my accident and feel I
don't have anywhere to turn. The Claimant's office doesn't provide me with any
confidence either. |
| | Wayne | July 14, 2016 5:52:38 PM | | Hi guys, i have some questions that I am going
after the insurance fraud under my car
insurance, and the mpi officer is offering me
to do the reinspectation for my car to get
fix, in order to stop me going after the
insurance fraud. Is that mpi officer doing the
obstructing justice? |
| | Mary Ann | July 12, 2016 10:40:41 PM | Erin,
MPI's consultant only provides an opinion, and if you don't have access or you haven't been
assessed by their consultant, then it is a "blind opinion". Your doctor needs to provide factual
evidence to what your needs are and why he/she is requesting treatment and the consequences of
not receiving treatment. You can even research some things as well, if you can. It is beneficial for you
to know the background to the what's and why's regarding treatment. The case manager has NO
qualifications to provide any sort of medical prescription, such as a denial to receiving and accessing
adequate, appropriate, and/or professional treatment requested by your treating physician. As a
matter of fact, I've had situations where I don't know what MPI's consultant reviewed and they have
no proof of the "exact" documents that were submitted. MPI's consultant cannot tell you whether
they were given everything from your file or not. No one knows what was submitted except the case
manager...so, if something was left out...who's to know?
MPI's decision letter is invalid!! The whole process in invalid!!
Has MPI provided you with the name of their consultant? Have you had contact with this consultant?
I've written to their Health Care team reminding the consultant that they have an obligation to their
college of profession and client first and foremost before any contract or agreement with MPI. They
have a Code of Ethics. You may want to look up the Code to the profession of the
consultant...whether it's Chiro, PT, or OT, etc.
Just a few things to consider. Hope this helps. Good luck! |
| | Erin | July 12, 2016 12:34:25 PM | | I have been emotionally abused , bullied
and intimidated by my case worker for
almost 2 years now. I have finally been
able to speak to a supervisor. So far no
news on a new case worker. I'm in
incredible pain 24 hrs a day. I don't
sleep and I have a 3 yr old child. Their
paid biased Doctor overrides my 2 doctors
and said I'm fit for work. I need
assistance pulling my own pants on at
times. I'm so tired of fighting them. I
feel my human rights have been violated. |
| | Carlyn | July 5, 2016 7:38:55 AM | C, this is an area I'm unfamiliar with. It does seem excessive for them to
have both suspended your license and removed your merit discount. Did the
seizure result in an accident?
In most cases, if MPI issues a written decision, they include your appeal
options with that decision. If you haven't already talked to MPI about this
question, that would be a good place to start. |
| | C | June 21, 2016 9:27:27 AM | | I had a seizure back in early April. MPI has suspended my license until all
the testing is complete to see if this is just a one time thing or if it
could be a permanent condition.
While having my license suspended is understandable, though I've had to turn
my entire household upside down to ensure I can get to work since I work on
the other side of the city and 2 hours on a bus going to work and going home
doesn't work.
My insurance renewal came up while my license was suspended. I have full
merits on my license before the suspension. They pulled my merit discount
which I believe is bull. They suspended my license and I have to pay an
increased insurance rate because of it. I can definitely understand if I
lost my license due to my own stupidity (ie -speeding, dui, etc), but why
the $%!# should I lose my merit discount over a situation that is out of my
control.
I just want other people's thoughts around this, not to stir the pot, but
see if I have any options. As a side note, my significant other has no
merits so switching the insurance to her is pointless. |
| | T | June 12, 2016 7:04:02 PM | | MPI was conceived by Howard " The Coward " Pauly . . .
He was a NDP leader in the 80's who got the nick name for not ever addressing
Manitobans who protested at the Leg. ( Probably should of been a P.C. )
When the vote came before the Manitoba Leg vote the NDP had a minority Gov!
They were 2 votes short of making it law.
An independent and a Progressive conservative seat both voted in favor or this
so thus all Manitobans of all voters differentials have themselves to blame!
On a side note . . they also slammed the motorcycle helmet / seat belt law
down in the same bill jut so it would pass!
Lets see if the new P.C. Gov will even want to touch this . . . they were big
talk on the Hydro lines, but now they say let the 1 st Nations decide! |
| | Mary Ann | June 10, 2016 9:10:15 AM | Wittsend,
You're right. In many ways the entire country contributes to those injured in Manitoba. If a person is
severely injured, or should I say a survivor that has severe injuries to the point they need 24/7 care
and supervision, they may end up in a Long-term home which is funded by the province as well as
federal; or if the case is where the person is in their own home and needs people with them 24/7,
then MPI pays the Personal Care Benefit to an Agency to provide care and the Agency will apply to
the Health Authority to bump up the funds (about double or more of the amount of MPI's PCB)
because MPI's Personal Care Benefit will not cover an entire month of caregiver costs. So, MPI pays
about 1/3 the cost for someone to stay in their own home and the Province and/or feds pay about 2/3
of the costs. I learned this (about 2009) through an Assoc. that MPI verbally hired and shared all of
my daughter's information without our knowledge or consent.
I have advocated persistently, repetitively, continuously. I didn't go anywhere and everything they
threw at us went right back at them with much of it copied to others, and at one point to their lawyer
and the Minister of Justice/Attorney General. I've written directly to one of their consultants. It all hit
the fan when I challenged them through an Appeal. I couldn't believe the load IRO came up with...or
the process that wasn't followed at their end. The file collecting dust while waiting for a decision.
Wasted dollars to people with employment that can't do their job...in MPI's legal dept. - the Internal
Review office. No one seems to know who is doing what with your file. It's a mess! You know when
they don't have answers, it's because they don't know the answer. They'll give you something to
pacify the time, and they'll back each other up when they make a boo boo. When you learn the
processes, you can question what they've missed or neglected. I caught it and built on it...without
letting go. When that happens, they can't back down on what is written. Yes, people make mistakes,
professionals make mistakes, and remember, many CM's are rookies and are just learning the ropes
with your medical injury file. It's not acceptable and it's up to the claimant to catch this stuff.
The bottom line and reality is, in an injury claim file, minor, severe, catastrophic, long-term...it is your
"medical needs" that they are tending "business" to.
Just throwing this out there. On another note, and depending on where one lives (within the
province), there is so much more support and services for those with brain injury and catastrophic
injuries in Ontario (above and beyond insurance funding) than in Manitoba. People need it; families
need it to support their loved one. Families and caregivers are recognized! It is a known fact that
many of those injured, have a better success rate of a quality of life when the families or their
caregiver are supported properly. |
| | Wittsend | June 9, 2016 6:11:40 PM | Ralph
Wasn't it PC Filmon that brought this MPIC no fault in? Since 1994 supposedly.
To get Manitobans together, you need to start gathering names, petition.
No fault in ON I find cheaper & better than MPIC crap. It's not about injuries it's about vehicle
insurance & even then they rip off rate payers. Disgrace.
PC premier want to reduce poverty? Start with MPIC! Oust them & future Manitobans won't be on
Welfare due to denied injury claims. From a contributing person to society to a disabled welfare
person.
Corruption. |
| | Ralph | June 8, 2016 2:49:53 PM | | Not only should we go after MPI, we should hold everyone involved in this crown corporation
criminally and financially responsible for the damages they have done to the victims. From CEO right
down to the janitor. All the doctors and physiotherapist and so on for malpractice. We should also
hold past and present MLA s Premiers , ministers in charge of MPI and their executive assistants ,
all NDP s past twenty years since no fault was brought in. Let take their digninghty away let us take
their privacy away and share it with everyone else let take their rights away like they have with us.
Make them be represented by people that are not lawyers and who are not qualified to be lawyers.
Like the claimaint office. it is time for action. |
| | LARA | June 8, 2016 10:16:53 AM | | My nightmare with MPI still alive every day. Dealing with them is horrible, my
accident was in 2008 disable, paraplegic and I feel like trap like a rat.
I wonder with this new Minister, things could change if we all get together,
make a list of all of us and have someone to speak from all of us.
If anyone has interest, let me know, 204-800-3914.
I believe people Canadians knows about this issues with MPI; but because is
not in their own backyard they dont care, we need to try with this new
government and expose MPI abuse. |
| | B. Zeemel | June 7, 2016 12:23:52 PM | Accident 2011,
I have pains disablility, still no settlement or offer, they asked me to see Doctor, but lady stated she
will no compensate me for miliage.?
As a senior, Believe they have a dead file drawer they file them , check obits?
My claim open, in my eyes,
If they looked after. Human body like they do a car would begreat,?
I buy insurance but no assistance from insurance co. If we're private at least would like to close? |
| | wayne | June 2, 2016 11:00:51 PM | | @ Mary Ann
Long story, i made it short. I went back home
for medication and asked my friend to move my
car outside my apartment when the office
cleaned the parkade. However, she drove
everyday and crushed it. In manitoba, she can
make a claim as using my car insurance, but
she cant sign any documents for my car thats
what the insurance broker for autopac told me.
She took my car for MPI and took to bodyshop
amd got a free rental car.however, she signed
off herself as a car riesgtered owner and also
the authorized contact for the bodyshop and
took my car from that shop. I went to police
and they told me going back to mpi and as well
pi asked me going back to police. I called mpi
and the adjuster lied to me to state no one
signed anything. I reported to her superior
and she told me the driver(my ex friend) only
signed for the authorized contact because they
dont know what the document they have and i
also have it as well. I email back and pointed
out the superior is wrong, and the superior
never emailed me back anything. |
| | Mary Ann | June 1, 2016 8:14:50 AM | @Wayne,
It's pretty confusing, but it sounds to me like your friend "stole" your car. Friends don't do that! You
should have reported it to the police. Legally, I would think that no one can sign for your possessions
except the owner. However, I don't know the entire story. As far as I know, in Ontario with private
insurance, one must know who is driving their car. If something happens, such as an accident, the
claim goes under the driver's insurance policy, not the owner, unless the driver has a license but is
uninsured. I'm not sure how it works when a car is stolen. When that happens, I would think most
people don't end up with their car back and then it becomes an entirely different claim with the
insurer. |
| | Wayne | June 1, 2016 1:37:41 AM | | I have all the evidences to talk to the
adjuster who told me no one signed off my car
at the repair shop and car rental, but i have
document to state the driver (my friend)
signed them off. She even signed off the final
repair statment account as a car registered
owner or authorized contact. The adjuster
told.Me it is not insurance fraud. I went to
the insurance brokers and they told me she
needed to make a claim for the car accident,
as well i needed to. however, mpi told
different story. Because i remember the car
needs the car regiatered owner to sign off at
the repair shop as well the car registered
owner takes for the car adjustment in mpi.
However, i dont know why mpi lets it happens
jnless anyone can claim and sign off the car
even it is not theirs. Please let me know
whoch only the car registered owner can sign
off or claim |
| | MaryAnn | May 30, 2016 7:46:31 AM | Don,
I think you may be correct...Ontario private insurers cannot control your license in handing out
demerits...I believe only the police can do that when issuing a ticket or charge. When that happens,
the insurer is notified and insurance rates may go up (depending on the charge) and your license
holds those records for 3 years, I believe.
There are circumstances where police won't charge a person, but a report can be made when a minor
accident happens and a claim with insurance can also be made. I had a car side swipe us when it
was in an unmarked turning lane (new pavement, no painted markings yet, and from out of town); I
guess she wasn't planning on turning and her lane ended. She ran out of roadway and instead of
waiting to pull in behind us, she drove into us. I called my (private) insurer and they contacted the
other driver's insurance and the damages were covered...no issues!
MPI has control over drivers and their insurance. It's definitely dictatorship. Think about all the new
recruits they hire and allow to handle your affairs, claims, and medical well-being when injured!! This
control goes to their heads; however, they are not qualified in the medical field to deal with injuries!!
I've challenged this! I don't care if they had the absolute best doctor on the planet providing a written
consultation based on reported data...that process is invalid (right off the bat) no one can know what
a person's needs are except for the "treating" physician. There is no room for assumptions!!
Opinions are fine...but that's exactly what they are - opinions - they're not concrete, absolute, nor
exact. Case managers are then not qualified at the next level in providing decisions based on those
assumption and/or opinions.
REGARDLESS OF ANYTHING ELSE...and MPI will make the claimant fight for it...BUT, if you're
injured in an accident, they have to be held responsible, accountable, and obligated to you, as an
insured, in providing medical rehabilitation immediately and forth going until the claimant is as close
to the way they were at the time of the injuries!!! |
| | Don | May 29, 2016 10:37:36 PM | | I was charged with at fault accident as I rear end someone. I understand that
in most cases one would be found guilty of following to close, however there
are times when one should be able to appeal that ruling based on circumstance.
In my case what had happened was I was in the dual turning lane coming around a
bend knowing full well I would need to stop for a park car in curb lane. I
stopped waited to all cars in the other lane to pass and then I fell in behind
them, as I pulled out the last car to pass decide to hit their brakes for no
reason what so ever. bump car no damage to my vehicle as impact was at 10-15km
per hour however there car suffered damage.
Just the concept of no appeal available is a f'n joke. I can not understand how
MPI has the right to ding one with 5 points even though no ticket was issued.
Highway traffic act I thought was the only way one could be charged points. MPI
is in conflict with everything it is supposed to reflect. Public and afford
insurance for the people. Instead it is a dictorship at it's finest |
| | Carlyn | May 23, 2016 9:26:08 PM | | Wayne, you can appeal a decision you feel is unfair. Their decision letter
will explain your appeal options. You can also call them, or visit their
website to get information on appeals. |
| | Wayne | May 20, 2016 4:29:22 AM | | I am dealing with mpi which treats me very
unfair. They allowed someone bringing my car
to mpi and in the final adjustment paper the
driver who was my friend to admit she is a car
registered owner, but she isnt. By the way she
has involved the car accident when driving my
car without my permission. I report to mpi to
the special tips hotline for the insruance
fraud and talk to the adjuster. What have they
done for handlng my complaints? they know they
did wrong, but they dont wanna put charge, and
let it be. While i was talking to the adjuster
in phone, the adjuster was yelling at me.
After she yelled at me, i told her that
everything i have recorded, and she hung up
the phone. The adjuster didnt look at my hard
evidences and look for my witness and close
the case. By the way, my friend was driving my
car when i was out of town for like 2 months.
What can i do to make them do it right? thank
you |
| | Ralph | May 18, 2016 9:56:28 AM | | Another scheme of the NDP to create a government job and grab your money call a tax. Very simple
folks they want to hold us accountable for driving , I think it's time we hold them accountable for the
state of the roads are in . Undue wear on our vehicles , the punishment our body takes, and the toll it
takes on our well being. Stay tuned |
| | Rayanna Patterson | May 17, 2016 3:52:43 PM | | Well just sitting at mpi with either food poisoning or a stomach flu. I had an interview for the
enhanced drivers and wanted to cancel. When I called to cancel they told me because I had not
called 24 hours in advance that they would have to charge me again because I didn't cancel within
24 hours!! I told them I was sick but I was well 24 hours ago!! So here I sit because I refuse to pay 2
fees to these highway robbers !! They just said oh well that's just policy . Really hope this customer
gouging company is privatized . Anyone else had this experience with mpi? |
| | Mike | May 11, 2016 10:53:54 AM | | So here's the latest scam MPI is running.
My vehicle was damaged Ina a parking lot, a hit and run. After making a
police report, I went to see an adjuster on Gateway. The adjuster said because
two short indentations ran vertical that it was not a hit and run. He insisted
that someone hit a stationery item.
If I would agree to that, MPI would take away 5 merits and proceed with the
claim. If not I would have to take MPI to court.
I was informed by an independent collision reconstruction that MPI does that
so the driver will pay much more on insurance over a period.
The collision reconstruction also pointed out that a stationery vehicle hit
on the side will definitely cause the vertical intents, since the parked car
will rock. He also pointed out that the side moulding had no damage nor was the
rocker pushed up from the bottom. MPI has no trouble ignoring facts. |
| | Tired | May 10, 2016 1:21:41 PM | You can file a complaint with OT College on Maryland St Wpg. Same with other "so called"
professionals MPI sends you to. They get paid to favour MPI that's why you get sent there. MPI
doesn't like all your doctors or specialist diagnosis then they send you to "their puppets" that are very
well compensated by MPI & kind of protected.
Everyone should post MPI doctors/specialists/OT & Case Managers that lie. Every step forward is a
battle with MPI when they tell ALL MANITOBANS they help the injured, the insured, the not at fault.
PC Filmon brought in Cant sue MPI. Can PC Brian Pallister make it right for every Manitoban & bring
in Private Insurance with our RIGHT to sue for wrong doing by Insurance?
Start asking, FaceBook it, Tweet it, send letters. Let's ask Manitobans!
Referendum please. Let the people choose. |
| | T | May 4, 2016 2:55:27 PM | | In a lot of drivers in countries like Europe / Russia who seem to drive a lot
of BMW have, but most have go pro video recorder installed in their cars
because of such things as someone slamming on brakes then getting away with a
free body shop make over.
Will MPI act and give rate payers a discount for installing these cameras as
they did for immobilizers back in the day!? NOT A CHANCE! They can say they
will make bad drivers pay, yet not help in the way of proving at fault!
Maybe our new Provincial Government will stop the madness called MPI and like
MTS (soon Hydro) privatize MPI and toss all those egotistical self righteous
over paid idiots that suck our $$$ out on there butts to find minimum wage jobs
in the private sector! |
| | Driver license is messed up | April 25, 2016 10:25:00 AM | | 2 fridays ago, I was driving down a one lane street ( the kind where there
is cars parked on the right side of the road and only 1 lane going both
ways.) There was a driver behind me in a BMW, and he went over the curb to
pass me going pretty fast. when he got infront of me, he jammed on his
brakes and cause me to rear end him. I spoke to an adjuster, and guess what!
IM 100% at fault, that means -5 demerits, deductible, and loss of my vehicle
for a week and a half. Im astounded by how the investigate incidents like
this. Not to mention when I spoke with the adjuster I gave her my verbal
statement and a diagram. Then shortly after the diagram and I was about to
leave, she said i needed to take a statement that SHE WROTE on her computer
and had me read it over and sign it. there was alot of twisted open ended
wording on that paper which I made her correct. Completely pissed off. I
dont have money to hire a lawyer, or the time to go back and fourth. Good
luck to all of you guys. We need sites like this one! By reading several
posts and nitemare stories about injuries, im glad I wasn't badly hurt. |
| | shannon | April 21, 2016 12:11:49 AM | | MPI has screwed over too many honest folk I see by looking at this blog. If we
all came together and shared our experiences we could perpetuate a class action
law suite. This would be one of the only way to get to MPI. Strength in numbers
people. We could make a go fund me to help with expenses and find a good lawyer
and stop these weasels! Respond people! |
| | Unknown | April 18, 2016 11:47:20 PM | | Can you get a driver's license out of province and avoid
paying mpi I owe them 6000$ and never had a driver's but
got into an accident with no driver's so my question is
can mpi restict me from getting a licence in another
province cause I may have to move and keep in mind I
never had a driver's ever? |
| | Ralph | April 16, 2016 10:15:30 PM | | A government won't get rid of a cash cow like MPI. Would be interesting to see how much money
gets funnelled into Selingers office. Crooks like the NDP having their hands in your pocket. |
| | Gerry Winiarz | April 16, 2016 2:18:19 PM | | I can hardly wait,hopefully;within the next year or so-that the new PC government
ELIMINATE that HUGE government expenditure and get it OFF the books, MPIC!Costs
are $2.6 billion per year.
Any government should NEVER be the Auto industry... It was fine maybe 45 something
years ago because it actually helped the average person who holds a drivers
licence,it allowed the actual individual to afford the cost of insurance back
then. Fast forward to 2016 and ALL the insurance competition in the world,allows
the average good driver to have an extremely low over-all premium per year. It
would in time get rid of all the bad drivers on the road! based on smart long term
no accident record...especially if you are over 50. |
| | Carlyn | April 15, 2016 7:05:56 AM | | Wow, MaryAnn. I wonder what would happen if you were to report the person from
ORGOC who wrote the report to their professional association. As professional
care providers, my understanding is that they have a responsibility and code
of ethics to live up to, and could face action from their professional
associations. Burden of proof of wrongdoing would rest on you, though. |
| | MaryAnn | April 12, 2016 7:47:22 AM | One of our CM and Supervisor's sent my daughter's file for a "forensic review" to an outsider called
The Occupational Rehab Group of Canada, also known as ORGOC without our knowledge or
consent.
When I found out, I questioned them on this and asked for the signed agreement to MPI's doing so,
they told me it was a "verbal" consent between them. I freaked!! A verbal consent to go over
personal information without our knowledge?? Hmmm....so I sent in a complaint to the Ombudsman.
They did nothing. The only thing MPI did wrong there was, not having a signed form between the two
(MPI & ORGOC) regarding confidentiality.
The guy that did this so-called review had recommended an external case manager...this guy ended
up being an external case manager for MPI. He just created his own job and MPI hired him as such.
He had provider a questionnaire for the treating Psychologist and in one of the questions, I started
questioning this guy through email, and told him exactly what I thought of his suggestions.
These people know nothing about the complexities, realities, and the intricate applications of medical
rehabilitation within living, life, and especially having to live a life following severe catastrophic
AND/OR the day-by-day, suffering within an altered life, forever after. They think that a support
program once a month is going to help a severely brain injured claimant. Ha! Well you can be assured
they heard from me!!
However, there are times (as stated in the FIPPA or PHIA Act) when an agency can disclose
information - hypothetical i.e. - when a police officer is dealing with an unruly person and they believe
the person could be suicidal and may need further assistance from another agency, they can disclose
and share personal information in that sort of situation. |
| | MPI Fighter | April 11, 2016 9:20:01 AM | Ralph
I agree, all the Manitoba parties need MPI Crown Corp
Manitoba pay
1. Rate Premiums and
2. Taxes
and gets little if anything in return. |
| | Carlyn | April 9, 2016 12:25:43 PM | T said "I just think the pain I will have at work has to be better than the
constant B-S-H-I-T of dealing with MPI . . . Guess I'm just another MPI
victory huh."
My experience was similar, though I made it very clear that I disagreed with
his findings, and I had my medical providers provide clear backing for my
appeal. While waiting for the appeal process, we decided that the pain of
getting back to work and life activities (slowly) was more manageable than
the continued mental and emotional pain of fighting MPI long term. MPI wins
by fighting dirty, not because they have legitimately fulfilled their
obligations.
And we are the only ones who can decide to carry on and live, rather than
throwing in the towel, and allowing them to destroy our lives.
The 'good news': With the right medication and therapy, you can learn to
live with the pain, at least enough to work a little. Eventually, I hope to
have the ability to handle both work and life. |
| | Carlyn | April 9, 2016 12:17:31 PM | Dave Pineau refused to talk to me after my initial assessment, yet said
(with insufficient proof) that I was well enough to perform all activities
of work and life, with no restrictions. He pointedly tells claimants that
his testing holds up in court, yet it's not a real reflection of our
abilities to sustain activities, or the results of performing those
activities. Still, it is all an MPI CM needs to terminate benefits.
He got lots of money for his very expensive report and "program". I fought
tooth and nail to get by, and to stay alive.
I've heard from others that United Therapies/United Therapies Strive has
helped them, or that they were NOT terminated from MPI coverage based on
United Therapies' assessments. That they have a reputation for being one of
the "good" programs MPI sends people to.
I'm baffled. Is there a rhyme or reason to who is deemed worthy of help, and
who is not? |
| | T | April 9, 2016 9:45:05 AM | | United Therapies 1695 Henderson Hwy are hired MPI guns who do and say what ever
MPI tells them. The OT I met once with that said I am cured is a Mr. David
Pineau.
These guys also own Strive Therapies 1140 Waverly. ST and like A.R.C.C. on
Main.st are out to line there own pockets with as much of our rate payers
dollars as possible with zero regard to any ones actual health or well being.
These people need to have the light shone upon them all and like roaches they
will scatter. |
| | Chris Knight | April 9, 2016 9:09:25 AM | T
What was the name of the OT |
| | T | April 8, 2016 8:37:50 AM | | Anyone who has had or feels they may have had their privacy breached by MPI in
any way should contact the Manitoba Ombudsman Office and launch a complaint.
It is taken very seriously, and I was told once by one of there investigators
that they love going after MPI !
Good luck everyone, I have been beaten by the system and give in.
I have accepted MPIs findings by a OT who seen me once and said I can go work
normally again at my very physically demanding production job.
I just think the pain I will have at work has to be better than the constant
B-S-H-I-T of dealing with MPI . . . Guess I'm just another MPI victory huh. |
| | Ralph | April 7, 2016 9:56:13 PM | | The PC party may have brought no-fault insurance in but the NDP and the Liberals both endorsed it |
| | MPI Fighter | April 7, 2016 7:59:42 PM | JB
You can't sue MPI that changed in 1994 thanks to PC Party.
Call any lawyer; they will let you know.
Legal Help Ctre Portage Place can help with your appeals.
Good Luck. |
| | JB | April 5, 2016 8:08:57 PM | | Does anyone know how to properly name MPI as a defendant? |
| | CJ | April 5, 2016 8:29:07 AM | "Erin Kremer February 24, 2016 9:05:16 PM
My concern is the way MPI conducts their driving road test. When I pay for a
road test I expect MPI to allow the entire test to be completed. I have heard
numerous stories of the testing being stopped if the driver initially fails"
It's true. MPIC now discontinues the Road Test as soon as you fail. They said it
is so they don't get back logged and people don't have to wait months for Road
Tests. #1 they are still always back logged lol #2 the professionals from that
industry said; you are correct in wanting to know "what the beginner" needs help
with. As Instructors we requested students to bring their failed Road Test
reports to lessons so we can see what their weaknesses are ... or is it just
nerves which happens. MPIC funds the Driver Education Program in the schools in
Manitoba. All students can take it at 15 and 1/2 if they qualify.
@Maryann ... MPIC Driver Education Program. There are private companies all over
the province too.
"We don't believe Examiners do more than 13 Road Tests per day but have not
confirmed that. That is what we use to do until the new rules came in recently
to discontinue a Road Test as soon as you Fail. Cha Ching ... Road Test fee's
made in 5 minutes instead of 20 minute test"
Manitoba residents need to bring these issues to government and demand change.
Until then MPIC will keep making more and more changes at the expense of every
New Driver, Licenced Driver, Auto Collisions, Injured people and more. |
| | CJ | April 5, 2016 4:53:21 AM | MPIC Privacy Statement on their Website ...
Personal Information Privacy
Many of the products and services we offer at Manitoba Public Insurance require
us to collect and store personal information. This information is used to help
us verify age, legal name, Manitoba residency and Canadian citizenship, and
protect Manitobans from identity theft. We are committed to protecting your
privacy by collecting your personal information in a confidential manner and
keeping it accurate, confidential and secure. The Freedom of Information and
Protection of Privacy Act (FIPPA) and The Personal Health Information Act (PHIA)
set the rules for how we may collect, use, and disclose your information. For
more information, pick up a copy of the Protecting Your Privacy brochure at any
Autopac agent or Manitoba Public Insurance Service Centre, or view it online
here.
I do NOT think they are protecting anyone? I say this as a pedestrian Hit By
City Bus Transit Driver Victor J Kaplar which I know because on the request of
my entire MPIC file their is numerous Privacy Violations.
What MPIC says and does are 2 different things. That is what I noticed. |
| | MaryAnn | April 1, 2016 9:02:44 AM | @ Ralph,
You are so correct in your last post! They do their best to wear the claimant down and weed them
out.
@ MPI fighter
You're right...in Manitoba, I'm sure one will have a hard time finding a lawyer just to help with
appeals. It is a nightmare and will cost you! You're also right that you can't sue MPI. There is no
access to liability. The only reason they make you purchase liability in your rates and insurance
policy is so that when they are sued by an American insurer, or someone from another province, MPI
will fight that out and use the liability that YOU pay. In other words, if you travel to the U.S. by car
and cause an accident, you will get sued! But MPI will deal with the private insurer for you. Now, if
someone from the U.S. or another province in Canada causes an accident with a Manitoba plated
vehicle, guaranteed, MPI is going after the liability of the private insurer and you won't see any of it,
and if you're injured, you will be left fighting MPI for your basic PIPP benefits and coverage!!
In my opinion, because we are all entitled to an opinion, which means, nothing is absolute; including
a doctor's opinion. A doctor's "blind opinion" is completely invalid and inaccurate, because it's just
an opinion and is not based on absolute findings or evidence.
MPI IS a provincial, gov't-run, bureaucratic crown corporation. It's all provincial gov't and they are
linked up with all other entities within the province. They're all "friends" and/or colleagues.
I've provided much information on here, because I've learned through experience in dealing with and
battling MPI since 2005; I've researched and investigated the Act and regulations through purchasing
a hard copy; I've learned the processes through questioning and finally getting my hands on their CD
Manual (that they apparently don't offer anymore), and the Auditor General's report of 2012. They
completely and clearly took advantage of my severely injured daughter. I have it all documented.
I can't stress enough that case managers are not medically qualified to provide denials and/or
approvals. They are not doctors, and the way I see it, cannot provide the ultimate prescription
through an approval and/or denial. MPI specifies that anything requested has to be "medically
required"; so, when a treating physician IS requesting the claimant get either equipment or treatment,
what authority does a case manager have in any of that?? Think about it!! Even their consultant's
professional "blind opinion" from Health Services dept. is invalid!! An opinion has nothing over
"medically required" needs. Case managers do not have the authority to side with their consultant's
blind opinion, and they are not qualified to provide a medical decision based on such. I don't care if
it's a funding decision. If it is something requested from a treating physician, and is medically
required based on injuries and directly due to the MVA, then there's no disputing it..period!!
Therefore, knowing this, within the supporting documentation for a medical request being sent to the
Internal Review Office (this is when all eggs need to be in one basket - get everything you possibly
can including factual evidence), I've expressed that they are responsible and accountable to their
claimant and to the results based on their decision and request that they use careful judgement and
discretion within their decision. If the request is denied, then I request they provide factual evidence
to support their denial. |
| | MPI fighter | March 31, 2016 6:46:54 PM | Ralph,
Am I understanding you have a lawyer?
Are you stating that they are representing you and you are obtaining results? Ie the bed you were
denied.
Interesting as we have been to numerous lawyers
And to date all stated "you can NOT sue MPI"
Is your lawyer just sending in requests/letters on your behalf then? |
| | MPI Fighter | March 31, 2016 6:38:11 PM | T Ralph Mary ann
The court case you're referring to;
Has been removed because it's an election year.
No lawyer would represent the claimant
You can NOT sue MPIC; government changed it, we
Believe, But will confirm & inform here.
If you have issues with MPI you have them and only them
and their appeals
And yes their paid off Manitoba government politicians
And their government city doctors.
Research it. Or if you're a claimant call around to lawyers now.
Choose your government in April but "good luck" with that. |
| | Ralph | March 20, 2016 3:10:24 PM | | Hi Mary-Ann
MPI will do anything and everything to delay the file. They know when you appeal that they will
loose . They do it on purpose and yet there is no retribution because they protect themselves with
the law they have put in place. What they try to do is make it so frustrating and tiresome that you will
walk away and quit. Turn around and tell the public they have achieved in helping another injured
back to health. They count on you to give up and settle for little as possible. Their goal is to screw
you out of what is rightfully entitled to you. Just recently I requested a new bed and the case
manager agreed to it. Three weeks later receive a letter dening my request . My lawyer sends them
a letter . Guess what , it took them several weeks to respond.
MPI and everyone involved from the CEO to the CM , consulting musicals, Premier. Minister in
charge, everyone past end present need to be brought to justice. They need to pay for their
transgressions. |
| | MaryAnn | March 19, 2016 6:06:33 AM | Hi Ralph,
Well, I have to say, Good for you! MPI put us through IRO with every request! And I'm not talking
gym shoes, or travel time. I'm talking housing and modifications, therapy, chiro, community and
social re-integration, safety devices, cognitive learning devices, etc. They abused our legal time and
took advantage of a catastrophically injured person (during and following a 3 month coma) whose life
has been permanently and severely altered. They certainly didn't endeavour to inform, advise, or
assist us in any way shape or form, on anything! They completely neglected Section 150 as well as
Section 138 Med/Rehab. |
| | mitch | March 18, 2016 8:54:28 PM | | I just want to ask, why is this MPI Autopac payment fee so expensive? good record and using an old '11
honda crv.. it's more expensive than my cellphone bill and groceries combine! how can we reduce this
exorbitant fee for good? I felt like being robbed, it does nothing! |
| | Ralph | March 18, 2016 5:28:27 PM | | Hi Mary-Ann
No lawyer and I went through internal review . Turned the case managers decision over every time. |
| | Battle disgrace | March 16, 2016 8:59:40 PM | An election & no talk about MPIC corruption, greed, and devastation on people healing.
MPIC should be abolished. Private Insurance would be better for Manitobans. |
| | T | March 11, 2016 6:53:25 PM | | It's not so much the shoe denial I also fought with MPI for mileage to a
meeting at the Winnipeg office on Donald. I submitted it along with my parking
fee, and they paid the parking ( a whole $5.00 ) and refused the mileage that
from my E.K. home was equal to $3.00.
So I appealed to the decision to the internal affairs dept, and even thou he
said I could have taken a cab they'd pay or meet at my home he couldn't over
ride the "act". I said so that $3.00 or less they could have just paid now
turns into many hundreds of dollars of I.R. time and filling . . . Isn't that
ridiculous!?
So now I will be doing the same with my footwear. A $45.00 pair of required
shoes will now cost the rate payers of Manitoba hundreds if not more in the
process . . How totally nuts this system has become! |
| | Carlyn | March 7, 2016 6:14:19 PM | It sounds like your (T's) request was for a new pair of gym-appropriate shoes,
as you did not have shoes that had not yet been worn outside. MPI denied that
request because, while the facility required clean shoes, it is not a medical
expense as a direct result of the MVA (which is much different than if you
required special orthotic shoes as a result of your MVA, and needed a new,
clean pair to wear for the program). Basic clothing, including clothing
suitable to wear in a gym environment, is an expense we all should expect to
pay on an ongoing basis.
If you don't need the shoes to do the exercises, perhaps rather than walking
around in stocking feet, you can wear indoor slippers, to protect from puddles
and such?
I DID ask the rehab program for a copy of my entire amount file. They charged
me an obscene amount of money for a few sheets of paper, and took months to
produce it. They DID NOT provide any recordings, or detailed notes that were
made while I was in program, in spite of my specific request for ALL such
items. They claimed that the only additional items on file were the medical
information received from MPI, and their final reports. That they do not keep
as many details on file as I appeared to expect them to. I find this either 1)
an indication that they are a facility that does not keep track of facts in
sufficient way to back up their clear opinion statements in the final reports
(which is ludicrous, in the medical field), or 2) an indication that they are
lying, and simply did not want to provide full information, as that might give
me a leg to stand on in my appeal. Either way, I was spitting mad. I appealed
their conclusions, successfully. My care providers were able to provide
sufficient backing for my reasonable requests.
I'm a determined, strong person, and I'm now back at work, with some
restrictions. EVERY DAY is still a struggle. Yet I found the mental anguish and
stress of fighting with MPI and getting no results to be worse than the
physical and mental anguish of pushing beyond limits to be at work while not
yet at full physical and mental capacity. Thankfully I have a health plan
through work that will help with some (not much, but some) of what MPI will no
longer cover.
I've been suicidal, and deeply depressed at times, because of the way MPI and
their consultants treated me. I couldn't see how I was going to get through.
But what didn't kill me has made me stronger. I'm still trying to overcome the
trauma of my MVA and my dealings with MPI. I'm not there yet, but one day I
WILL be whole. With or without them.
Yes, they play unfair games, and treat claimants as though they are criminals.
We have to decide if it's worth the cost to fight them. Is it possible to find
another way through, while continuing to pressure them to hold up their side of
the bargain?
I'm not saying don't fight. I'm just saying pick your battles. Fight the ones
that you have good backing for, and try to be reasonable in your expectations.
Do your part to contribute to your recovery. I've learned that approximately
80% of my well being is what I do for myself: healthy diet, stress management,
regular exercise, good sleep hygiene, avoiding self-destructive habits,
focusing on positives and possibilities,rather than on the injustices of this
imperfect system - created and staffed by imperfect humans who value the $ more
than the people. Approximately 20% of my well being is from external factors:
medication, counselling, manual therapy, etc.
Take care of you. Be as well as you can, regardless of where you're at in your
recovery. |
| | MaryAnn | March 7, 2016 6:45:36 AM | | Ralph, just wondering, did you have to appeal with AICAC on that? |
| | Ralph | March 6, 2016 10:31:07 AM | | T
They tried putting me through that program which was called A.R.C. After a day and half I quit for
personal reasons and thy terminated my entitlements . I appealed and won on several reasons. One
which that program would have caused me more harm than good . Had a specialist testify on my
behalf which they could not deny . They doctor that runs that institution is on MPI s side not yours .
My first assessment there was a Spanish inquisition. Appeal the cm decision on your special shoes
and don t let cohert you in believing that you need to adhere to paying your fair share of cost to
getting better. They have the responsibility and duty to ensure you are operative to the way you were
before your accident . They will manipulate you as much as they can if they know they can. Consult
with a lawyer if possible. Funk and Strell know their way around them . |
| | MaryAnn | March 6, 2016 6:39:50 AM | @T
Where do they send people to do this "Work Hardening" program? Obviously, this Is MPI's way of
"re-training" into employment? Are you able to go back to a previous employment? If not, what
vocational program are you planning to attend? If you cannot perform duties as you were able to do
previously, or your previous employer cannot take you back due to their reasons (could be safety, or
that you just cannot carry out the duties as required previously) then MPI has an obligation to re-train
you at something else; which means putting you through school.
Also, yes as Dawn mentioned, make sure you get your claim file from MPI, as well as everything from
this "work hardening" issue (MPI's physiotherapist consultant) and from the Physiotherapist that is
supposed to be working "with" you. Tell your Physiotherapist that you want everything in writing.
They have an obligation to you, first and foremost, (before MPI) through their Code of Ethics and
College of Physiotherapists (as does MPI's Physio consultant). You need to get a copy of the request
from MPI and their consultant that put you in this "work hardening" program and everything up to the
current time. In my opinion, I would also draft up and just have ready for future use, a decent letter to
your physiotherapist reminding them of their obligation to you. Any discrepancies and copies that
contradict anything in your file, can be sent to the College of Physiotherapists.
I didn't have to go as far as reporting a complaint to the College, but I made sure MPI's consultant
knew that I wasn't playing their game, when they wanted to cut off my daughter from medically
required physio activities at our local gym. I also provided an argument that physical endurance is
required for health reasons and IS medically necessary in my daughter's situation.
I found that I had to stay ahead of MPI and make sure I had a back up of "facts" ready to present to
them, and if I didn't have that, I requested from them "factual evidence" stating otherwise. And, yes
I'm pretty sure I've stumped them a few times. Although, in our case, I have a lot of contradictory
statements and issues that I have against them. When it comes to MPI against my daughter (who
suffers a severe brain injury that left her with cognitive and physical impairments), MPI is not getting
through me. We're finally at a point where they have been working "with" me.
Keep in mind, you have to pick your battles. I understand that MPI should provide work wear for this
program, but I have to say, the runners aren't the biggest issue here, it's the treatment you are
receiving throughout this "work hardening" program and what the bigger picture holds in the future.
Be ready and prepared for that. Obviously, MPI wants you "off" Income replacement and back to
work. I believe there have been many people that have gone through this "work hardening" phase in
their claim. |
| | Dawn | March 4, 2016 8:52:39 PM | | For T,
Careful with the work hardening of what you say-everything is written down.
You should tape record through your phone or other device-these physio's lie
often to get the repeat referrals from MPI. Ask for copies of your chart and
medical files/report right from the clinic you are going to. It is your right
to have them. Do not sign any waivers and get copies of your intake forms. |
| | T | March 4, 2016 1:24:00 PM | | Get this . . . MPI is ordering me to attend a work hardening program that has a
strict no street shoes allowed in the facility policy. I only have street shoes
so I asked my C/M for her to ok a pair of $45.00 Walmart specials.
She denies me it, stating in a letter that I need to take some personal
responsibility in working as a team together while in the program!
I kid you not!
So now after a week of the program I get my socks wet from pee around the
urinals and carry on otherwise it was made clear I'd be cut off income
replacement benefits if I don't go!
What a JOKE these self appointed rulers of the injured are, to be in a position
of trust and supposedly being there to help us . . . HA! I've seen prison
guards with more apathy . . . Thanks for listening . . . |
| | MaryAnn | February 25, 2016 9:09:19 AM | Erin, I suppose it's up to the parents to be involved with driver's training. I imagine they have Driver's
Education programs in Manitoba. That is one option to making sure a child receives guidance and
learns the laws and rules of the road. That may be the best and safest option as I believe they go
through everything from the written aspect to hands-on driving. In Ontario, Driver's Ed helps lower
insurance rates as well, but I'm not sure if that is something MPI considers within their rates or not.
Just FYI in general...Rule #1 - Don't text and drive! |
| | Erin Kremer | February 24, 2016 9:05:16 PM | | My concern is the way MPI conducts their driving road test. When I pay for
a road test I expect MPI to allow the entire test to be completed. I have
heard numerous stories of the testing being stopped if the driver initially
fails parallel parking.
This does not allow the driver or parents to adequately determine their
child's abilities or short coming to prepare them for future testing. This
just recently happened to my son and other then parking I have no idea what
other areas need work.
This is a very dangerous situation. I want to prepare my child for many
safe years of driving. MPI has failed in providing us with guidance. Testing
should always be completed and the completed check list should be provided to
driver/parents. Hope the extra 20 min. coffee break was worth it. |
| | MaryAnn | February 14, 2016 10:42:54 AM | You are so right Carlyn!
Here's my opinion and food for thought, through researching, investigating, battling, and
experiencing;
Question; Why would anyone trust or believe a business person (working within a provincial gov't
corporation) regarding health and medical treatment???
Along with that, my battle and argument with MPI has been; Case managers are not qualified to even
start guessing at what a person's medical needs are or assess injuries and/or losses. Yet, they have
"sole discretion" over the claimant's health and medical needs. In my opinion, that's a huge issue,
and is one that I've challenged. Their Health Care consultants provide a "blind opinion". That's not
acceptable!! A doctor is trained for years to assist people with their health and medical needs and
are the only one's that can provide a prescription. Specialists train in various areas to provide
specific care. A doctor has a direct obligation and/or responsibility to their patient. Any doctor,
whether a family physician, specialist, or MPI's consultant have to be held accountable as they ARE a
part of the treatment team by way of the claim and/or contract with MPI. MPI highly relies upon their
Health Care consultant's "blind opinion". However, when a treating physician and/or therapist makes
a recommendation, MPI's Health Care services and/or consultants can't contradict something they
have no personal knowledge and/or experience with. They've never assessed the claimant in person.
MPI's process is simply invalid!!
Again, in my opinion, the bottom line is, case managers have "sole discretion" to provide approvals
and/or denials to medical treatment. What authority do they have over a treating physician and/or
specialized physician and/or therapist??? I'm pretty sure, within the health/medical field, they don't!!!
This process is simply invalid!!
Just as a claimant has an obligation to put forth and work at their rehabilitation and recovery; MPI
also has an obligation to provide adequate and appropriate support for such. Case managers will,
but it is against the Corporation's legislation that they impede and create barriers to one's recovery!!
MPI's reviews, that can seem to take forever, should not get in the way of someone's recovery!!
Keep in mind...it is up to the Corporation of MPI to make sure their case managers are trained and
knowledgeable in the PIPP product and how to manage, administer, provide, and endeavour to
inform, advise, and assist claimants to benefits to which they are entitled. |
| | Carlyn | February 13, 2016 9:58:05 AM | NBJH: I would guess that you had minor injuries, with a relatively quick
return to work. For those situations, MPI's coverage seems adequate.
There are, however, many gaps in their coverage, grey areas, and flaws. Case
managers who focus on limiting costs no matter what the claimant's actual
situation is work against the basic insurance purpose of making a person whole
after they have suffered a loss. They very quickly shift to a combative
mentality, where they will find someone who will support their "cut costs"
mandate, no matter what the cost to the individual. This major flaw in the
system needs to be addressed if MPI remains a monopoly. |
| | carlyn | February 13, 2016 9:52:29 AM | | I agree, Chris. It would be nice to have conversation threads and the ability
to respond to individual topics, rather than a hodge-podge of topics in order
of posting. Still, it's nice to be able to vent, and to learn from the
experiences of others. |
| | Chris k | February 11, 2016 9:29:33 PM | | I wish they would bring the blog up to date with the ability to comment on
individual post. |
| | MaryAnn | February 11, 2016 9:01:36 PM | I agree with the one who started this website!!
@NBJH - What experience have you had with any other insurer in Canada? What injuries have you
had to deal with? Do you work for MPI or some form of agency and/or entity of the provincial Gov't,
OR who do you know at MPI or are related to? Are you able to go back to your old job or some type
of employment?
Well, if nothing else, from what you've said, it's pretty obvious; if you received benefits without
question and without battles from MPI; it was biased and favourable for some reason. Most get
treated the same - like dirt! Most of it is because the case manager does not INFORM survivors of
what they are entitled to or processes to obtaining such. Other than IRI and PCB most will have to
tackle and research the legislation and Act. That's always fun when one is concentrating on recovery
and rehabilitation following a coma!! |
| | One of the guys that started this website | February 11, 2016 2:28:19 PM | Hey NBJH,
For you to say MPI is the best in Canada implies that you have dealt with all
the other vehicle insurance companies in each province. Have you dealt with ANY
other insurance companies in Canada or just MPI?
Your comments sound exactly like the type of statement MPI would make. Do you
work for MPI? |
| | NBJH | February 11, 2016 2:24:56 PM | | There are some issues with MPI deffinately, but
you won't find a better insurance company in
Canada overall. I have been injured in two
accidents and they have been good to deal with
for the most part, including paying 90% of lost
wages which I am pretty sure you won't find
anywhere else. |
| | Chris | February 10, 2016 4:11:07 PM | | I have read all the B.S about MPI. When I go there I always feel that there will
be someone wanting to shoot the place up and kill everybody. I'm always looking
over my shoulder. The way that mpi is acting they are running the show with
impunity. When they are caught they face no fines or reprimands. Just like God is
guess !!! |
| | Darryl | February 4, 2016 4:00:17 PM | | I too am tired of MPI's
bull@$!#. They, as a crown
corp, have no business
controlling a goverment dept
such as driver licensing when
they are an insurance
company. This was done
without consultation and i
would love to see the
politicians bank book for
allowing this. Instead of
taking this lying down we
need to stand and fight.
Make the politicians run
scared. Things are only
getting worse in this country
as they strip away our
freedoms one order in council
at a time. |
| | Ralph | January 28, 2016 10:39:02 PM | | What gives the right to dictate on how you go abouts your everyday routine. What gives them the
right to manage your life ? Where are your freedoms in this country . And the federal government
does nothing to stop this yet they justify their actions entering a foreign country for rights and
freedom of people.! To eradicate dictators and tyrants..!!!!!!! |
| | B | January 27, 2016 6:29:14 PM | | Well today I received a letter from MPI saying that my young children can make their own lunches
and breakfast. I've dealt with the negative situations MPI has put on me over the years. I'm violated
and victimized daily but now my young children are too! Unqualified case managers on power trips
invent new rules daily and we suffer. This has been going on since the 90s and I'm at my breaking
point! |
| | T | January 26, 2016 4:18:48 PM | | Completely
Sorry to hear of your situation however MPI is correct that you should have
been pro-active and did something sooner.
Now they have the upper hand, and they know it!
I'd suggest you contact the appeals if it isn't to late or your elected local
MLA. It may not settle everything in your favor but it could be negotiated down
to a mutual agreement is all I can suggest.
Remember these are ruthless uncaring pay cheque loving provincial employees so
always get written . . . good luck
T |
| | completelyscrewed | January 18, 2016 10:26:37 AM | | continued... I waited and contested my way over due fines including over
$400 that was pretty much a duplicate but looked like 2 offences but 1 was
driving no license in a car that was already impounded a month before.
I said I thought first no insurance and no license, i was guilty with cause and
would pay but the rest I dont know why or how they could fine me for, I was
told after 4 years too bad should dealt with it then. now i have to pay.
I have worked so hard to improve my kids and my lives and now that finally
have things ok, and I need my license for a great career opportunity, its
impossible and unfair to pay, plus on top of all that I now have a show cause
hearing beause no insurance/no license is consider reckless driving, after
payng fines for 1yr license $1000 sorry to go on but I need advice, i cant
afford a lawyer and have learned that i cant win against the government??? |
| | completelyscrewed | January 18, 2016 10:15:15 AM | | I am hoping someone can give me good advice on what to do...not sure where
to begin, so sorry if I go on!! Over 5 yrs ago I was driving my moms car
unknowingly insurance lapsed 6 days prior and my license had expired, it
sucked car impounded and charged no insurance, invalid license.
The next 2.5 years of my life were crazy with serious family issues, so never got
around to dealing with it.
About a year later my mom asked if she could park her old car in my driveway
she had no where to park it. I honstly never drove it, my friend had a car.
One day as my friend dropped off after being gone for 2 DAYS, police were
pulling up. They said someone called because I just did a 'Gas and Run', I told
b/s I just got home, cop touched hood and said it was warm nd she was
impounding the car. I told my mom cuz not my car or problem right? But 1
week later cop came back and said I got a charge or leaving scene of
accident?? and she noticed NO insurance and NO license. I had proof It
couldnt be me and actually my mom found it was a family membe(who looks
like me of course) Cop said whatever not her problem to fix. At the time I had
much bigger things to worry about. Recently I tried getting my license again
and was shocked to find I have $2400 insurance 2 no insurance, 2 no license
and leaving scene w/o reporting. SORRY ALMOST DONE |
| | Don | January 15, 2016 8:55:35 PM | | Just a warning about something I found out the hard way.
If mpi says your payment is due, for example on the 31st, it is actually due on the 30th.
I used to pay my autopac and winter tire loan automatically monthly by my credit card. I had
changed my card and forgot to change it with autopac ( completely my fault). I got a call from an
autopac agent telling me that they had tried taking th payment and if I didn't pay by the 31st it would
it would be cancelled. I went in as soon as they opened on the 31st and updated my credit card info.
A week or so later I get a letter saying that my policy would be cancelled as well as my privelage of
making instalment payments.
Today I went into a branch to ask why it was cancelled as I had changed the info before the end of
the 31st. I was told that the due dates are actually the day before since the system will try and pull
the payment between 1 and 2 am.
I'm just so frustrated especially when they informed me there was nothing I can do but make my full
payments until 2017. |
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