Dirty Little Secrets of the Manitoba Public Insurance Corporation (MPIC) and Autopac.
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quadquadDecember 31, 2019  8:07:53 PM
just wondering if anyone has been approved by mpi for cannibis or cbd oil?

CarlynDecember 31, 2019  1:28:04 PM
At certain date-based milestones MPI will act to terminate wage replacement, personal care assistance, treatment, medication reimbursement, etc. for many claimants, irregardless of their actual situation. Their argument is often based on "probabilities" or "natural course of healing" or "inadequate medical information to support the continuing need for...", without adequately researching the claimant's personal situation. Or despite having been given opinions from the claimant's care providers that do not support MPI's decision.

Read the decision letters carefully. You can ask for the decision to be reviewed, and if your arguments are sound, you can get some additional support.

CarlynDecember 31, 2019  1:13:46 PM
CNabzz: if you specifically hit debris, and only debris, from the accident, you might have a valid argument. Since you swerved into a tree to avoid the accident, they will consider it your fault - you were no longer travelling in a straight line. It stinks, but it's they way they reason. You had a better chance of being covered if you had hit the car that was in the accident, and in your lane, because you were travellign in a straight line and they ende up in your space.

You can appeal the decision.

CarlynDecember 31, 2019  1:13:45 PM
CNabzz: if you specifically hit debris, and only debris, from the accident, you might have a valid argument. Since you swerved into a tree to avoid the accident, they will consider it your fault - you were no longer travelling in a straight line. It stinks, but it's they way they reason. You had a better chance of being covered if you had hit the car that was in the accident, and in your lane, because you were travellign in a straight line and they ende up in your space.

You can appeal the decision.

PDecember 28, 2019  5:30:44 PM
As usual mpic agents or mpic take no responsibility for their errors, such as an address change not being submitted and the policy payer suffering the conciquences.

CNabzzDecember 27, 2019  3:33:14 PM
Vehicle in my lane was in an accident going in opposite direction. I swerved to miss it and hit a tree. Mpi said I was %100 at fault because I didn't hit that vehicle...however, I was hitting its debris, does anybody know if that is still considered part of the car?

Accurate AppraisalsDecember 18, 2019  11:58:32 AM
If you have questions about MPI claims, go to accurateappraisals.ca and read the testimonials and blog. These guys are great and they know how to deal with MPI. Their email is myaccurateappraisals@shaw.ca.

Re: Strive and Dr. Saran's involvementNovember 26, 2019  7:22:27 PM
A health care worker told me that 2 people who originally worked for Dr. Hoy decided to set up their own business to deal with car accident mpi claimants - Strive, United Therapies. There are comments on the Strive, United Therapies. There are comments on the rateMD website for Dr. Hoy and Dr. Saran that are similar when it comes to people sent to them by mpi. Finding your own occupational therapists, physiotherapists, athletic therapists, doctors etc for treatment seems like a better idea than going to the ones mpi picks.

Masood A;lamNovember 8, 2019  6:27:07 PM
I got a letter from MPI regarding one claim was made by one lady in 2015 that her car was hit by me, that time i told to MPI that i did not hit her car it was sudden break on signal so she feels that i touch her car bumper. i told to MPI i dont think i touch bcoz she was showing me a small scratch on bumper. there was no sign of damages or dent. so the MPI guy told me that they well inspect her car and let me know. i asked him if he want he can check my van but they told no need to check bcoz nothing damage on my van. after five year i got a letter last week that they found me 50 percent of more responsible for this accident. i called MPI again they told he they already close the case. i asked her i want to know what is her claim i can buy. they dont give me right answer just asked me to contact another number and i m trying to contact since three days. there is long long wait que i left my number to call back but nothing happened

Injured Claimants HomelessnessNovember 7, 2019  5:21:44 AM
For vehicle claims and MPIC

People vs MPI on Facebook

The man worked for MPI

He is a blessing if you need help for vehicle claims

Personal Injury claims ... I am homeless. No fight left. I wish the vehicle that hit me would of killed me because my-life ended then. Pay for what medical I can afford, struggle to function.

This company is corrupt. Denies claims. Claimants Advisory government employees to help claimants is not there to help claimants that can not fight MPI. There is nothing good about that company.

Why pay insurance? Not peace of mind. Destroys lives.

JasOctober 19, 2019  5:18:10 PM
I hv been charged 5 demerits after 2 year of accident and in which Mpi given me green chit (no fault) and now after 2 year they charged 5 demerits and 100% fault how come they change decision and why they hv to wait for 2 year

dmitryOctober 7, 2019  4:08:17 PM
Meant hundred thousand people, not hundred.

However, mpi is a joke.

And i only was screwed over by them for few grand, but i know of stories when they will not compensate for medical bills after injuries, or for lost wages due to accidents.

This is not fair, families with kids get affected by this financially, and all for what?

For profit of weird, monopolized insurance company.

dmitryOctober 7, 2019  4:04:50 PM
like this post:

"October 5, 2019 10:09:40 AM"

But in reality, we all slaves, what we witness here is modern slavery. Double standards for everything.

Nobody will do nothing to MPI while its making all this money.

And for people who will say: "We own MPI, its owned by government"

Go F*** yourself with this kind of statement.

You don't have to own a company, to be able to make millions of off that.

MPI is regulated by corrupt politicians, and other families who "OWN" this province. They also the ones who are making money off of that.

Anyone ever heard of private MPI auction that happens before public one, and apparently people can buy cars before it goes to public auction?

We should make our own organization, advertise it, collect as many followers as it is possible.

If we would have at least one hundred people in our little community, million dollars would be 10$ each.

We should sue MPI for unfair practices in federal court, and after we win request them to make all documentation with all the records public.

I want to see all this people, who get 6 figure wages, who never stepped in to any of MPI offices, or never did any actual work in that company.

Our country must know our corrupt heroes!!!

Wolf in wolves clothingOctober 5, 2019  10:09:40 AM
I stumbled upon this site. Great to see I'm not alone with my MPI ordeals.

If you want to start a riot , throw a brick and band together. Otherwise Spending 10 minutes to post online will not change a thing. But that's probably all the time you have, because your favourite tv show is on in 5. And then the jets game is on after, so in reality you are content. And you remain a slave. Sheep Victim of your own design. Livig in decline.

pamAugust 22, 2019  10:44:40 AM
Hi Mpi has its own lawyers doctors and judgement of their employees is for everyone.Mpi is given justice power by Manitoba Government which is totally wrong.You can try fair practice or any other court system will not work for you. There should be an independent body to whom you could ask for justice.People should unit and this discrimination with people is happening everyday. Too much powers to MPI. shame on Government

Marek KaminskiAugust 20, 2019  1:05:26 PM
can I take MPI to small claims court over the car value evaluation on the total loss claim? ( I am asking 6k)

bradAugust 20, 2019  11:30:35 AM
Our MPI adjustor thought a headlight was the interior light of the car! This is just sad, it took me over half an hour on the phone and getting him to google it while Im on the phone with him, there is two headlights on the car (front left and front right), he kept on insisting its on top of the ceiling on the inside of the car.... this guy should be fired and no where near assessing car damage. MPI you SUCK!

juneAugust 14, 2019  9:33:49 PM
i have dealt with mechanical fracture there is no coverage for the part that failed. if u caused further damage by contuning to drive the vehicle that is failure to protect. a straight denial by mpi.

RaylanJuly 31, 2019  2:03:10 PM
Has anyone ever had to deal with a "mechanical failure" and what was it like dealing with mpi about it??

brianJuly 14, 2019  11:34:44 PM
They have all the control, make the rules to suite themselves and will lye and manipulate what you say. A friend of mine got backed into and they did the same to him so he just said forget it. I am going to court with them 3 days Nov 9, 10 and 11. and because I want 2 witnesses now lawyer says that 3 days is not long enough. Was stolen over 3 years ago and was my business truck. I have posted several times on here over last 3 years. No one monitors MPI, I went to the ombudsman and waist of time. If the insurance bureau of Canada monitored them would be different. Write Pallister, he was a insurance agent and so was I for 13 years selling MPI products. I told them I had invoices for work done in my truck and then found out by a picture that the adjuster was in my truck looking at my personal papers, they will stoop to anything, Good luck with your case. Fight the $%!# s.

Thomas ZychowskiJuly 14, 2019  9:32:47 PM
I'm dealing with an incident where my daughter left our vehicle on the street and it was hit. We took the vehicle and the adjusters stated that it was a backing accident. We disagreed, they hired on an "expert" to substantiate their findings.

This "expert" has only one client the MPIC this creates a conflict of interest. I could not locate any place where these "experts" receive their credentials. It seems to me that like home inspectors or personal trainers the only credentials you need is a heartbeat and a good story. We are forced to pay the deductible regardless but I did not want to have my daughter suffer the demerits on her license since she has done nothing wrong.

Now the MPIC is stating the statement she made was false and is threatening us. We will litigate, it is, however, a sad state of affairs when you have to battle these people and they treat you as a criminal from the onset.

The monopoly has to be broken, it is ineffective and it robs people en masse. We have a minor incident compared to some of the nightmares I'm reading in this blog. It saddens me that my taxes are used to prop up this disgusting corporation.

I hope you all write to the justice minister and your representatives municipal provincial and federal, to end this monopoly. This is a prime example of an ineffective governmental agency destroying people.

brianJuly 10, 2019  9:23:03 AM
Had my truck and atv stolen March 16, 2016, over 3 years ago, went to small claims with atv as was under 10,000 and won, now court of queens with truck because of the value. Does anyone have any advise, couldn't afford a lawyer wanted $10,000. They did a forced arbitration which I had 5 days to respond, if not they went ahead with the claim as no response means you agree with them, what a crook. I hired an arbitrator cost me $450 and to date MPI arbitrator has never seen my truck. How can they access a truck without seeing it. Would love to hear from someone in the know to help me. Sent email to Pallister and he doesn't have the balls to reply. Ombudsman is a waste of taxpayers money, supposed to govern government corporations what a joke. MPI has fair practices a joke as well. They make the rules to suit themselves. Thanks

CarlynJune 12, 2019  7:19:05 PM
Re: Strive and Dr. Saran's involvement

I saw Dr Saran briefly for intake when I was sent to United Therapies Strive's rehab program. They sell their program as multi-modality, focused on actually rehabbing people, not just cutting off benefits. It seemed to me that the focus was on terminating help at home, and wage replacement. I wasn't in the program long enough for it to do what they said it did. The exercises were at least somewhat helpful (not like others have said about Dr. Hoy's), though. Dr. Saran didn't see me again before discharge, and their OT refused to discuss my return to work and my concerns with me. Their minds were made up long before I finished their rehab program, including their decision to discharge me, and opinion that I was able to be back to all normal activities.

Dr. Saran saw me very briefly, wasn't actively involved in the rehab program as far as I could tell. That was mainly controlled by the AT. They said they work as a team, but I didn't seem that when I was there, as much as they sell it.

At least one of Strive's team thought that I could benefit from being in their program longer, but their opinion wasn't considered as important as the other 'team members' who were focused on terminating benefits.

They said I could be back at work and doing everything at home, long before my body could. I still have limitations and pain from the accidents, and hired help for things I can't do, paid out of my pocket.

I was able to successfully appeal some parts of the decision to internal review.

If you look at blog comments from a few years ago, you'll see what I said about my experience. Lessons were learned. MPI decisions can be disputed, if you're willing to fight (hard) for your rights. Educate yourself. And try to keep it in perspective. Stress and being bullied and treated unfairly can contribute to flareups and muscle tension.

Before launching a law suit, review the legislation. MPI is highly protected by legislation, and it's not easy to successfully sue them. Most decisions can be appealed to Internal Review or AICAC if they're clearly not in harmony with legislation.

There is (or was) a "Fair Practices" office that could be consulted if you feel that you're being treated inconsistently with the legislation. Their focus seems to be on making sure that everyone is treated the same, not necessarily that they're treated well, or appropriately.

S. SinclairJune 3, 2019  5:11:34 PM
Please explain if able, why Manitoban's pay liability insurance if it does NOT go to the victims? Do all of our liability insurance payments over many, many yrs only as I am assuming: Line The Pockets of MPI? If so: OMG !

Susan PMay 23, 2019  8:47:15 PM
Yes and Mr Strell only takes a 1/3 of your money

Car accident injuryMay 7, 2019  8:15:59 PM
If MPI says you do not qualify for any compensation for your injury, get a second opinion from someone who does not work for that insurance company. Mr. E. Strell is one lawyer who deals with MPI cases. 204 947-1456.

SamApril 17, 2019  6:17:03 AM
Hello everyone --- I had been dealing with MPI for more than 13 months just on simple physical damage claim. When I was struggling with MPI, I had studies difference related Acts and found that the decision making process and guideline used by MPI are violating the laws.

Now, I would like to join the other victims together to find a good lawyer to proceed class actions accordingly. The advantage is that we might no need to pay the legal fee if we lose.

If you had vehicle that was write off unfairly or you think that it should be writeoff but MPI force to repair it partially instead of write it off. you may join us.

if you want the contact information, pls let me know.

MarcMarch 11, 2019  12:24:33 PM
I was hit by a car while I was walking it was s hit n run does anyone have any advise for me please help if U can thank you all in advance

DonFebruary 4, 2019  10:46:02 AM
I would very much like to be involved or contribute to a lawsuit (as per Danny Fischer) or lobbying that could result in the privatization and overhauling of our so called "Public" insurance system. I am just starting my research into this but hope to see more comments and suggestions in this regard.

Danny FischerJanuary 18, 2019  1:00:13 PM
I have been reading all of the complaints here on this blog, but how many people would support privatizing mpic or at least allowing competition into Manitoba? Our former premier, Greg Selinger, proved in court that a referendum was not required to change provincial law. I am preparing a lawsuit to allow either of these options to happen and I would like to know if you would sign a petition requesting one of these options that would be presented to the courts as well as the Manitoba government.

AllanJanuary 2, 2019  11:38:01 PM
All Mpic is a bunch of gangsters with suits on ! They Hide behind laws they make up as they go along mostly hidden from the public view .Mpic is a profit corporation 53% is Private own and 57% is public own.

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