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| Blog Archives - 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
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| Richie | November 2, 2021 10:58:43 PM |
| I got into a accident with a cyclist at the intersection of Taylor and harrow, I was going North bound and
about to turning left on Taylor and cyclist was going south bound. Both lights are green for north n south
so I enter the intersection awaiting to make the left turn. The oncoming car stopped so he wouldn’t block
the intersection I check the pedestrian crossing it was clear so I proceed to turn out of nowhere the cyclist
came from behind the stopped car ram into my car, bare in mind the cyclist didn’t even used the
designated crossing for cyclist he hit me in the intersection. Today mpi send me a letter that I am 100%
responsible. There is a city camera at the intersection and I also have my dash cam evidence to show and
that was the outcome the letter from mpi stating I was making a dangerous left turn. |
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| Sam | October 6, 2021 10:35:40 AM |
ROB,
In my experience, if it is my statutory declaration (i.e. a formal statement
signed with witness) for an insurance claim, I may provide additional
information as the supplement of my formal statement. If it is NOT my formal
statement, I may write a statutory declaration signed by myself, and the
witness, within 90 days, to be my formal statement for the claim.
You may seek legal advice to confirm it. Alternatively, you may directly ask
the claim adjuster to confirm it and request the adjuster to respond thru email,
or by mail (i.e. in writing). Any response related to the claim shall be filed
with notes to the claim file. A written response would be easier for you to
keep records, and to be a supportive evidence if any dispute occurs in the
future.
If you have further questions, you may contact me at
inquiry_physicaldamage@yahoo.com. I am happy to share my experience with you.
Stay well and healthy |
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| ROB | September 22, 2021 8:20:13 PM |
| Hi
I had a guest whose son took the car and crashed it repeatedly , at first I
thought the kid just hit few objects in the garage, after I made the claim found
out he run over landscaping stones and hit the satellite dish in the yard,so on
the day of appointment I gave more details but the adjustor said there is
discrepancy on my statement and now Mpi sending me to investigation and the guy is
already very rude, any advise? thanks |
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| Varun | July 31, 2021 2:27:40 AM |
| Hello Everyone I have been reading all the cases and seems MPI is been doing
a scam for a while and its is time to say it's over to MPI and planning on
something and if we all had each other's support we can do it anything. if
interested please contact me at 2045997811 text me and we will discuss the
thing later. I have a big plan let's fight against them. |
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| Henry Maloshicky | May 29, 2021 3:34:10 PM |
| The Mla for my area in Winnipeg was contacted. The Minister of Crown
Services was contacted.The Ombudsman was contacted. Mpic Chad Steward of
Computer Cognitive testing was contated. I went thru Medical Review
committee. I con tatacted a lawyer specializing in show cause. He worked on
MPic why why should not have a reason for suspending my licence. This
information and all relavent legalities for my Cognitive condition was
followed. I supplied the area of rule regarding why I should not be refused
my license and why I was to take a cognitive road test. All these people
said I have to take the cognitive road test except my lawyer. It was in
print on MPIC web and my lawyer has been pussy footing with MPIC for an
aditional 2 months. April and may 2021. What the $%!# is going on. I no
longer have a cognitive impairment that was brought on by listening to a
Nurse Practioner prescribing a total of 11 meds. Once off these meds I took
another Doctor cognitive test passed. What the heck more do the pricks at
MPIC need. This has gone on for 18 months now. The rules state I do not need
to take a road cogbnitive test!!!! MPIC can not read or interpret their of
rules nor anyone else like even Minister of Crown bull $%!# |
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| Irina Khomenko | May 23, 2021 11:28:47 AM |
| My son was in accident. He has his 5I license. MPI says that in their system it's 5L, meaning we have to pay for the damage. MPI also states that he never took his road test. I personally took him to St. Mary's MPI for the test and he passed it in September 2019. How come there is no record of this? Did they erase the records not pay for the damage? Any advice on that is highly appreciated. |
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| JJ | May 21, 2021 6:29:38 PM |
| @Akshay
The max amount allowed on your claim for a rental is 30 days. That’s the max if your vehicle has
extensive damages. I believe the amount of days you get is calculated on the total hours on your
repair.
Sounds like the shop dragged its feet on fixing your vehicle not mpi’s fault. If the damages were
mechanical why did you take to a auto body shop? I would have it removed and taken to a
mechanical shop. |
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| MaryAnn | April 2, 2021 9:23:57 AM |
Lks;
I have 9 years experience advocating and battling MPI on behalf of my daughter who suffers from a severe
catastrophic brain injury since 2004. She was in a coma for 3 months and in hospital for 17 months enduring
rehab. She had to relearn everything from scratch. Manitoba doesn't have the resources for those suffering
brain injury. Yes, the MBIA is there and will be helpful. Unfortunately, we're in it for life, but it's been easier
since 2013. |
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| Lks | April 1, 2021 4:04:40 PM |
I was involved in a 0 fault accident nov 8 2019. I then was hit by a drunk driver June 2020. Again no
fault of my own. No one ever mentioned MADD OR MBIA to me. I find MPI is trying to force me back
to work instead of helping me get resources to get me better. Best part is I’m sitting here with a brain
injury that will probably affect my life forever and the drunk driver isn’t even being charged with
bodily harm. MPI isn’t even really acknowledging there ever was a second accident. What is going
on here! There’s new symptoms and debilitating issues I’ve dealt with since the second accident and
yet still not seen a neurologist or anyone about them. Guess that’s in part thanks to covid!
Anyone struggling I highly suggest reaching out to Manitoba Brain Injury Association if you’re like me
and trying to navigate these dark waters with a TBI! they will advocate for you with MPI! This isn’t
right! I’m glad I found this site. Will read more but have revoked my authorization forms and
requested new ones based on a post I read on here so thanks to whom ever posted that! |
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| Mel Peddle | March 26, 2021 12:59:44 PM |
| I had a motorcycle accident ( i hit a dog on the highway) in September 10, 2017 ( I was 67 at the
time) and i was put on IRI.
3 yrs later i was deemed to be eligible to return to work at a different ocupation. A 1 yr job search
was started and June 26, 2020 l had another motorcycle accident where l hit gravel on the road and
went down. My job search was postponed until I was deemed ready to return to work. I am not
eligible for IRI technically I wasn’t employed at the time of second accident. My job search ends
December and my IRI will be reduced to amount l could have made at the new position. I never
wanted to go back to work I’m 71 yrs old now they are forcing me to go back to work to save them a
couple $$. Does anyone have any suggestions as to how I should deal with this.
Thx for listening. |
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| Akshay | March 24, 2021 9:32:48 AM |
Hi,
My vehicle had a no-fault freak accident where the driver's side wheel ran
off, The vehicle was $2700,1993 Crown Vic. A no-brainer for write-off, but
MPI decided to fix it,It was in Flin Flon; I said no problem let's do it!
That happened in mid-December, last week I took a vehicle for personal use
from Enterprise and MPI told them they only cover me for 3 days but adjuctor
said it is 30 days,so now I am trying to reach my MPI adjuctor in The Pas
who's not picking up call.
My car was out in yard for whole winter, banged around and abused, where
star autobody shop in flin flon kept telling me they gonna take a look at it
and evantually told me in February that they can not fix the vehicle because
they are only autobody shop and the damage on my vehicle is mechanical( it
took them december 24 to february 25 to figure that out), meanwhile the
battery of car is frozen and need new $275 worth of battery plus god knows
what other damages.
I feel like I am being bullied and harrased by MPI, Any lawyer? |
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| MaryAnn | March 23, 2021 7:57:00 AM |
| Fair Practices, AICAC, Ombudsman...doesn't matter. They are pretty much useless and (just a job) working for
the Gov't. They are all part of the provincial Gov't driving the "system". I battled MPI for 9 years (2004-2013).
We are in it forever, but I had to learn their scheming ways, but I fought hard (on them as flies to %^&$) as an
advocate on behalf of my daughter. I haven't had any real issues since 2013. I did not talk to them over the
phone...everything in writing!! One important thing I learned, they DO NOT have a medical background to
make a major medical treatment decision. Two pieces of information..Do with it what you will. |
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| Jay | March 16, 2021 1:49:45 AM |
| MPI has royally screwed me over, fair practices
claims they tried everything they could. Is there
anyway to further my fight with them? |
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| Angry but organized | March 13, 2021 9:09:48 AM |
| I had a vehicle stolen in the winter and was dealing with an adjuster who has been named in these comments
already, which is prompting me to send out a note to everyone. It was an incredibly frustrating situation with
endless circular and contradictory arguments that seemed to be covering up a distinct lack of interest in
doing any actual research about the case. Numbers changed, "rules" changed, processes weren't followed,
communication was crazy-making. I ended up spending a lot of hours to summarize in excruciating detail the
nonsense I had been told and researched the value of the vehicle ridiculously thoroughly. After the last straw,
I contacted the supervisor because I had run out of patience with the nonsense. Within two hours the case
was fairly and professionally resolved by a senior adjuster. Bottom line: document everything, do your own
research, fight for what you are entitled, channel the anger but don't be an ass, and go up the food chain if
you're not being treated fairly and respectfully. I cannot imagine how people without the courage, language or
literacy to take on these bullies would manage. It's insane. |
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| Victim | March 8, 2021 1:21:58 PM |
| I was in an accident and have not worked for 2 years. MPI is paying loss of
wage but are now attempting to force me into a reconditioning program at a
location over an hour away during the COVID pandemic. I do not want to expose
myself or family to risk of covid and go into anxiety bouts whenever they
raise this. My immediate family members are both at high risk with compromised
immune systems.
Can they force me to do this? |
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| adam hastings | March 5, 2021 11:42:02 AM |
| ok I am new at this. had an crash in wisconsin in november 2019 which was
deemed not my fault. first thing mpic did was to slid a paper across the table
and say sign this it means if I sue I will repay mpic for costs, which was not
what the paper stated. It stated that mpic will be in charge of every aspect
of the suit including how much the lawyer will be paid and what the settlement
will be, but your going to pay for all of it. who can I speak to as to how
much mpic can ask for and what I can do to minimize that or refuse to do.
thanks for any advise.
adam |
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| curious | March 1, 2021 3:33:07 PM |
| what if mpi could be privatized? |
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| Chris | February 25, 2021 9:00:36 PM |
I also suggest a read of Bill 44, the removal of the oversight of MPI and Hydro.
This will take out the scrutiny by the Public Utilities Board or PUB, to question these two
Corporations rate increases.
Right now they must supply financial proof they need high rate increases.
Between Bill 15 and 44, you will have an untouchable monopoly, jmo |
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| Chris | February 25, 2021 8:41:19 PM |
I suggest everyone take the time to read Bill 15, an amendment to the current independent appraisal
process. It is in third session, carried over from the second session.
Mpi plans to take out the current process and replace it with a tribunal.
Two pages long and will severely, adversely affect all policyholders in Manitoba.
The words to pay attention to are all decisions by this tribunal, government appointed, paid for by
Mpi, staffed by Mpi, and reports to Mpi, will be final, binding and non contestable.
Otherwards you will end up in a take it or leave it situation and imo MPI will make an offer and then
gamble on the tribunal, other-wards scrutiny by independent appraisers will be gone. Easy gamble
on their part.
Your defence against any lowball pricing can only be done in writing, no conversation or meeting
with the so called adjudicator.
Imo, 38 years doing this process for both Mpi and the public, it will be nothing short of a bloodbath
and a horrendous promotion of lowballing values.
Bill 15 has been held up so far due to covid, no meetings have been held.
Recent research for Mpi responsibilities, showed the MPI act was changed Jan. 25 this year with a
REVISED ACT, all outlining the tribunal process. So even though it is not passed yet, this gives the
public misleading information if they are researching for their claim.
Since it has been published publicly, you can bet the only real independent process is history, but
there is still a chance to change the wording., final and binding and non contestable.
Just think, no chance to go to court if the tribunal sides with MPI. Most people will walk on claims
that are low balled by up to 5 k due to cost or time factors.so where will that money go, you bet, the
bottomline of Mpi.
this has lots of other adverse negative effects for low or fixed income, immigrants who do not speak,
read or write english. Costs will be tagged just to go to the tribunal, plus cost will rocket just to hire
an appraiser, who at that point can only structure a support package for a claim and cannot
scrutinize Mpis work or the tribunals work.
Absolutely everyone must start to talk with their Mla’s, get it into the media.
This is a warning that I have given to the Ndp critic of Jeff Wharton, Minister of Crown Corps,
another useless political entity.
Media must get involved and soon. |
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| Sam | January 23, 2021 10:25:09 PM |
Hi Brian,
In my understanding, MPI is liable to pay insurance moneys no more than the
actual cash value of the vehicle (ACV), to max. $50,000, under Basic Autopac
coverage (i.e. All Perils Insurance). If MPI pay insurance moneys within
"Time of Payment", I believe that no interest will be paid on top of the ACV
in a total loss (TL) settlement.
However, in my understanding of "Time of Payment", MPI shall pay insurance
moneys for which it is liable witin 30 days after the statutory declaration
(i.e. the statement provided by the insured/claimant) has been received by
it. If MPI did not pay insurance moneys within 30 days after the statutory
declaration has been received by it, I believe that MPI has to be
responsible for the interest on top of the ACV in a TL settlement.
If you have further questions, please send me email to my email address,
inquiry_physicaldamage@yahoo.com. I am happy to share my experience with
you.
Stay well and healthy |
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| brian | January 19, 2021 5:24:53 PM |
| Anyone know if MPI pays interest on the value of a auto thats been wrote off
from the date of the loss. Thanks |
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