Dirty Little Secrets of the Manitoba Public Insurance Corporation (MPIC) and Autopac.
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MPI are CriminalsDecember 30, 2020  2:06:38 PM
Anyone else get the feeling that their adjuster, special investigator and anyone else involved like locksmiths may be 'in bed' together? Contact me at mpicriminals@gmail.com

I was reading an article a few months ago that says MPI has caught 3x as much fraud this year, and only due to 'increased scrutiny'. Now, I'm assuming that 'increased scrutiny' actually means bad faith investigations by locksmiths and collusion between the investigator and adjuster to get innocent victims claims denied, costing innocent people thousands of dollars and removing their ability to live their lives properly in the middle of a pandemic year.

I did some investigating and found out that my Adjuster Jeff Gnoinski is married to Jennifer Locke, a special investigator at MPI. I also noticed that my special investigator is named Carrie Locke. Coincidence?

And when it comes to the 'investigation' that the locksmith did (Thanks Noble locksmith, you criminal goofs) I HAVE to assume it was done in bad faith. I had never seen a car ignition lock or switch before this, and within 30 seconds of looking at the mechanism I was able to start it with a 3/8ths socket or a flathead screwdriver. 30 seconds, no joke.

Having workers who are contracted by MPI determining if MPI is liable to pay claims seems like a conflict of interest. So does having people who sleep together colluding to get their bonuses for denying claims.

These people think they're untouchable. I think it's high time they get touched.

If anyone looking to get together for a class action lawsuit wants to reach out to me, you can contact me at mpicriminals@gmail.com.

I'm currently in the hole about $15,000 over this claim. If I didn't pay insurance and didn't have to deal with MPI it would be about $250-$1000.Thieves had my car 1 day. MPI had it over 90 days. I already replaced the broken glass myself for $60 and rebuilt everything that was taken apart in a single day. What is MPI good for, really?

CarlynDecember 19, 2020  3:54:37 PM
Thank you for posting that article James. It was an interesting outcome that can give others hope, and not the only case of MPI abusing power and making up reasons to terminate benefits prematurely without evidence. I hope they learn a lesson and change the way they deal with people. That's not likely, but possible.

SteveDecember 9, 2020  12:37:01 PM
If anyone knows of a lawyer who would take a case against mpi relating to a denied stolen vehicle claim, please contact me at mpicriminals@gmail.com. I noticed a lot of people left messages saying to contact them but didn't leave any contact info.

James RoweDecember 3, 2020  1:44:17 PM
Former Manitoba woman gets $350K after judge finds MPI acted in bad faith. Too bad it took 22 years for the courts to do the right thing.

Link to CTV news article: https://winnipeg.ctvnews.ca/they-can-t-keep-doing-this-to-people-former- manitoba-woman-gets-350k-after-judge-finds-mpi-acted-in-bad-faith-1.5211663

PDF of CTV news article to prove it existed: http://www.mpisucks.com/Former-Manitoba-woman-gets- $350K-after-judge-finds-MPI-acted-in-bad-faith.pdf

PDF of the Court of Queen's Bench of Manitoba decision: http://www.mpisucks.com/15823-MPIC-Judgment- Lanchbery.pdf

SamDecember 3, 2020  11:08:06 AM
Hi MaryAnn,

I totally agree to communicate with MPI through email ONLY. It will be easier to disclose the correspondence as evidence when having the battle in Court.

I also had to read through the ACT, Legislation and Regulations to find out what an insured entitled to.

Same as you, I learned a lot about Gov't through the years and experiences. In my case, the Minister and the Manitoba Ombudsman did not provide assistance but asked me to "let it go". Even worse, they keep on saying that MPI is a honest Crown corporation and won't tell lies.

No matter it it is a physical damage claim or a injury claim, don't forget to take photos too. The photographic evidence is very useful and saving time to describe the issues in words when having the battle in Court.

If you have time, please read Bill 15 (MPI Claim Tribunal). MPI will get more controls and the insured will be restricted to settle the dispute in the Tribunal rather than in the Court of Queen's Bench.

MaryAnnNovember 24, 2020  7:17:20 AM
Fortunately vehicles are replaceable. Unfortunately, Lives are not. My daughter was a backseat passenger and catastrophically injured on the TransCanada hwy. In a coma and vegetative state for 3 months and in hospital for 17 months. Not sure how she survived, but suffers everyday from life-long injuries. I had to battle and fight MPI for 9 years advocating in her best interest. They cut her off within about a month of her claim while she lay in the hospital fighting for her life and needing splints for her hands and elbows. I put myself in her shoes and as a Mother, became very protective. I didn't trust them right off the bat, and dug my heals in and challenged them everyday. I only communicated with MPI through email...everything in writing. I was ready to battle in court and show the country how PUBLIC insurance treats the injured. I had to read through the ACT, Legislation and Regulations to find out what she was entitled to. Anyways, I learned a lot about Gov't through the years and experiences. Outright lies (in writing), and had to write directly to their consultants (Dr.'s of their Health Care Team), I wrote to Marilyn McLaren (CEO at the time), Minister of Justice and Attorney General (Andrew Swan at the time), wrote to their legal team and challenged them in every way I could.

RickNovember 20, 2020  12:04:36 PM
Very cool site. I hope that with more awareness around issues like these, we can put a nail in the coffin of the tax dollar sucking corporation they call MPI.

Anyhow, I have an issue where MPI wants to cash settle on some items that were damaged during an accident. They are not willing to pay for the set of items, only the individual, even though I will have to purchase them again as a set.

I have reached the end of the line with what I can do with them, they have stopped all contact with me at this point. Whats my next step? Small claims? If so can someone help me with the filing details? I have contacted a few lawyers, most weren't able to help me, and some others have not got back to me.

Thanks in advance. I will post all the details after the claim is settled, I don't want this to be ammo for them against me.

brianNovember 9, 2020  10:59:01 AM
Lisa sorry to hear about your bad experience. I had my truck and atv stolen almost 5 years ago. won atv in small claims still fighting over the truck. I would suggest contacting an arbitrator to help you. I am using Chris Ruel at autotrax. Just my 2cents worth. You can also talk to the ombudsman, my claim is registered with them, maybe that might help. Good Luck and hope it works out.

LisaNovember 5, 2020  6:30:28 PM
My 16 month old Chevy Sonic was written off by MPI. I had a minor accident and drove the car for three weeks - it was not even out of alignment. It took them took weeks to give me an estimate of $7000 for the body work but the garage was told to "dig deeper" by MPI (their words). After SIX estimates refused by MPI the dealer came back with a $15,000 price claiming the frame was bent. The air bags were not even triggered to deploy. This was likely a manufacturers defect but MPI wrote my car off when I had a $25000 loan on it. I bought the car back and got it repairs for $6500 but so much damage was done by the tear down - pieces are still missing, the air condition was permanently destroyed and I was forced to lease another car while mine waited repair. I took MPI to Small Claims and was fined $500. Today, MPI claims I lied about a hit and run (my car was scratched at Food Bank as I was volunteering) and is coming after me at the request of their chief $%!# Mark Geisbrecht. He makes a quarter million a year. He makes sure that even though are car prices have increased 400% over the last five years that the amount paid on claims has gone up $500. $3500 is the average claim paid by MPI who is selling our cars at auction for far greater profit. The cost of insuring my car which is now rebuilt so worthless, and warranty is cancelled even though there was 50,000 kilo on car, is the same as before the accident. Mark is getting rich, MPI is getting rich and the system is rigged. Now we pay GAP INSURANCE so if you new car is in an accident you can maybe keep it. The cost of insuring my car in ONTARIO IS $77.00 a month but $140.00 in MB. MPI puts $%!# on their site to make up believe otherwise.

MaryAnnOctober 27, 2020  7:11:31 PM
@Ryan,

I'm not positive on the figure they use. When my daughter was in her accident, I'm pretty sure it was based on minimum wage, then calculated for the year, then they deduct E.I. and I.T. Then, I believe, it's 90% of that figure. Request a breakdown of your I.R.I. from your case manager.

RyanOctober 14, 2020  1:28:46 PM
Does anyone know what is needed for I.R.I s? Or what formula they use to figure it out. Ieverytime I submit what they ask for, they ask for more. They have T4s and Tax assessments and bank records, my last paystub, Now they want Tax records from the year after the accident. Does anyone know the statute on IRI s?

RyanOctober 13, 2020  9:49:43 AM
Hello, what do people usually have to submit to MPI for income replacement?

Jimmy BadwalSeptember 23, 2020  1:02:59 PM
So i got a ticket last year i was over speeding and i thought i had couple months to pay for the ticket and ill pay it later to i gave it to my friend who was with me at the time because i didnt want my parents to see it because it was their car but the ticket had a document saying i have 5 days to go to a hearing but since i gave it to my friend i missed the hearing and got suspened for 6 months than i got caught driving while suspended twice so my suspension got extended to 3 years and few months i am 21 and having no licence at 21 sucks i can't work specific jobs and its hard on my college time too so i applied for an appeal and got denied i should've had a lawyer represent but i didnt hire a lawyer so right not im in a awful awful situation if someone knows any lawyers or anything that would help me please let me know my name is Jimmy thank u

SamSeptember 3, 2020  12:07:44 AM
Anita, MPI changed a lot in its business style in last 2 to 3 years. Now, MPI is running more like a private insurance company but carrying a Crown Corporation title to monopolize the Auto Insurance industry in Manitoba.

In your case, it is because MPI has partnered with most of the repair shop in Manitoba, named as Accredited Repair Shop, with business agreement.

In other words, MPI and the Accredited Shop are on the same side to take advantage on their customers, the insured.

Simply speaking, whether a damaged vehicle becomes written off is easy to be controlled by MPI now.

Say, if the damaged vehicle is also covered by New Car Protection Extension Insurance, Shops will underestimate the damages to get an "Authorization to Repair" from the insured to begin repairs. After the repairs started, more damage would be found to increase the cost of repairs to maximize the profits.

Once the estimated repair cost reached the upper ceiling, the new findings of the related damage will be ignored. Otherwise, the damaged vehicle will become written off and the Shop will loss the repair benefits. On MPI side, they also don't want the repair cost going too high and make the vehicle becomes written off. Otherwise, MPI has to pay for the extra coverage for the New Car Protection insurance.

You may see that MPI and the Shops can control the estimate to maximize their own benefits. Now, the insured is suffering in this kind of insurance fraud/scam.

As it is a MPI claim, consumer protection department cannot involve to take investigation.

Back to your question, if you raise complaint to MPI, MPI would ask you to deal with the shop directly because they are only an insurance company to pay for the claim of coverage under a contract of insurance.

If you raise complaint to the Shop the shop will ask you to talk to MPI yourself because they only repair the vehicle based on MPI approval.

You can imagine what is going on. They will cooperate to take advantage on the insured and ignore to serve the insured at the same time.

If both parties still ignored you, please let me know. I may assist you to deal with them.

AnitaJuly 29, 2020  2:38:22 PM
Hi there, Any idea why MPI would tow my car that needs to be repaired to the auto shop of my choice & inform them there's a hold on it, without telling me anything about it for over a week? I phoned and left a message with my adjuster to get back to me on what's going on, no response. It's been on "hold" at the auto shop for a week now.

OwenJuly 12, 2020  8:30:27 AM
Hi, I was wondering if anyone had any information on being able to help me. I have been on long term income replacement since 2009 ish. I got addicted to crystal meth and was shooting up. I guess I didn't fill out paperwork or even get back to there requests on time and was suspended payments. And then was putt in jail. A week after there deadline. Obviously I had no idea what I was doing .I got out of jail and went to rehab and completed it. And am actively staying sober and involved in the 12 step program. And have an afm councilor. Is there even an argument there? That I was insane shooting up meth and didn't even know what was going on. Like would it be worth sending my afm completion form in and get an afm person writing a letter saying I have a disease of addiction. Does mpi look at addiction as a disease and recognize it as I was not even able to make descions for myself. But I'm sober now and trying to get my life together. Any feed back would be much appreciated.

SamMay 13, 2020  4:02:34 AM
Hi Brad,

Yes, I'm interested in the class action too. I have several claims on hand.

For what allegation is your class action?

We may share the information in private if you want.

Thanks

SamMay 13, 2020  3:43:45 AM
Pauline: I'm not giving any legal advice but only share my understanding in my best knowledge. I read the MPIC Act, HTA, The Drivers and Vehicles Act and Manitoba Evidence Act quite often as I am now fighting with my insurer (I don't want to say its name).

If you reported "vehicle stolen" to police with statutory declaration (statement) and opened a case file with case file number, your insurer cannot use "implied consent" to override your police report and deny the liability.

If the insurer deny the liability, the insurer has to provide evidence to prove that the statutory statement in the police report is incorrect.

In other words, your insurer has to provide legal evidence (with no reasonable doubt) to prove that the statement in the police report is not true.

Just saying "implied consent" unilaterally by the insurer to deny a claim is explicitly bluffing.

In my experience, "implied xxx" is a typical trick being used by the insurer to stop you fighting with them. For example, even you did not sign the "Authorization to repair" on the FRA. The claim file would still show "implied repair", or "implicit repair".

I'm fighting with my insurer in different claims non-stop last 3 years.

Of note, in my experience, I found that raising complaints to Fair Practice, Ombudsman, Minister, and Public Utilities Board won't help. Even I pinpointed which section of relevant legislation that my insurer violated in my complaints, it will still be ignored and caused further delays to settle a claim. Small Claim Court would be a most efficient way. Don't forget that the insured may bring the claim to court to get a final say within 2 year. 2-year is a legal time period since the date of reporting the claim.

You may seek legal advice from legal counsel or try to read the Acts yourself.

I am happy to share my experience with you and other victims.

Edgar MartinezMay 8, 2020  3:00:25 AM
I would have the police arrest and charge this dirty scoundrel that stole your vehicle ! It would be pretty hard for MPI to deny your vehicle was stolen if the police lock them up, that way MPI could also sue them for all the inconvenience and damages they caused to your vehicle, it could be an awkward situation though if the "thief" who you also allowed to drive the vehicle before is also a member of your household or someone that is close to you.

PaulineMay 7, 2020  12:11:30 PM
I have not had a personal injury however I am looking for some input as to where I can go for help with a stolen vehicle claim. MPI is telling me that they don't consider the vehicle stolen because the person who took had been allowed to drive it the day before; they are calling it "implied consent". The person who stole the vehicle was told they absolutely could not use it and then in the middle of the night took the keys and the vehicle...this was Feb 2/20...I have had no resolution on this matter and just received word on May 5/20 that the vehicle had been recovered in Kenora...it has been sitting in an impound lot since Feb 20/20 and has incurred $4,000 in impound fees. Now I am waiting for MPI to make a final decision. If they go with their first assessment of "implied consent" I will be on the hook for the impound fees and getting my vehicle back to Manitoba. WTF do we pay insurance for??? Can anyone help me?

CarlynApril 27, 2020  5:30:58 PM
Justice: Search the blog history, and you'll see some feedback from the past about Mr Strell.

Justice Will Be ServedApril 14, 2020  8:39:01 PM
Has anyone used the services of Mr. E. Strell, if so what was the overall experience like? I plan on calling him once everything goes back to normal with Covid19. I don’t care if he takes 1/3 of my money or how long it takes. I have lots of time!

brianMarch 26, 2020  12:06:30 PM
Hi Dustin, Yes MPI are crooks, I had my truck stolen over 4 years ago and am still fighting. Spent 3 days in court were Judge found my tranny, transfer case and air bag light are covered from the theft. Judge put it back to arbitration. What a crook of $%!# MPI has spent 1,000's of dollar fighting this. Lawyer coming to Brandon from Winnipeg countless times. stacks of papers. I filed a claim for freedoms of information with ombudsman to try and find how much MPI spent and after a six month investigation they came up with nothing. I have sent the premier office emails and minister for MPI. Really something that they can be allowed to treat people like criminals. I paid insurance for over 40 years no claims, clean drivers abstract and was an insurance broker for 13 years selling MPI products and now MPI can lie and do whatever they want. I proved in court that a MPI employee outright lied to me and the lawyer had to issue an apology. People have to stand up to these crooks. Good luck.

DustinMarch 13, 2020  4:27:07 PM
My vehicle has now been at MPI sinse January 5th 2020 it is now March 13th they are treating me like a criminal interacting mm even on the phone saying my mom said there's mechanical issues 2 years ago my mom is almost 80 and she has no recollection and the way Carrie from MPI spoke to me when I'm waiting for a response on where the smell is coming from and there getting articles from the vehicle tested to make sure itisnt coming from work clothes it's a 2500 work truck wheres our Tax money going when we have a team of people waiting on CSI after investigating a 2500 $ truck for three months !!2 days of wages that probably exceed the price of the truck in I'm requesting for someone to listen to how unprofessional and trailer trash there employees are . And please next time slot the gum out of your mouth when your talking to customers. I could almost taste it through the phone unbelievable experience Cant believe a family with 4 kids and down to one vehicle between us and I was just treated like this I'm still in shock well hope to hear from you soon you're doing a fine job over there Carrie 3469 from special investigations unit

Erin .S.March 11, 2020  10:10:33 AM
I was in a accident involving a deer.i had the winter tires on my truck when it happened. My tires were a total of $1,216.59 I had already paid $395.36. They paid me $700 for my tires, which I guess I was suppose to give back !? How that makes sence is beyond me , now there saying I owe them $959.90 While they have my tires . I think MpI is a huge scam !

AgentMarch 3, 2020  10:40:23 AM
HI Brad Interested as well. Have three families I'm helping out at the moment. Count us all in.

... and there is more....

EllaFebruary 28, 2020  3:28:36 PM
Hello,

I am a temporary worker here on a work permit. I just learned (from my friends) that my foreign driver's license was destroyed when I surrendered it before the road test. Is it true?! No one told me it was going to be destroyed! They only told me that I have to "surrender" it before the road test. What the heck will I do once I go back to my country?? Reapply for a driver's license?? Why on earth do they destroy a document issued by a different country? Is it even legal?

MPIC VictimFebruary 26, 2020  9:57:44 AM
Hi Brad

Interested. Contact me.

Thanks

BradFebruary 25, 2020  8:15:55 AM
We are looking to put together a class action lawsuit against MPI. Anyone interested??

BenJanuary 14, 2020  4:03:06 PM
Was anyone here affected by the change over from Credit card payments to auto debit? Got pulled over and fined (as well as my car impounded) because the person I saw when I renewed my license did not switch my payments over. Curious to know if anyone else was affected by this.

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